Analysis
A debt load of roughly $26,000 against earnings in the mid-$70,000s suggests a manageable financial start for University of St. Thomas computer science graduates—though it's worth noting these figures come from comparable programs rather than St. Thomas's own reported outcomes. Based on what similar Minnesota computing programs produce, you're looking at a debt-to-earnings ratio of 0.35, meaning your child could theoretically pay off their loans in about four months of gross income. That's considerably better than the national computing median of $61,000, and it aligns St. Thomas with the state's stronger performing programs.
What's encouraging is that peer schools with similar profiles—private institutions like Bethel and Macalester—report outcomes in this same range or higher, suggesting the estimate isn't wildly optimistic. The real question is whether St. Thomas's 85% admission rate and Pell grant percentage (20%) position it competitively for tech recruiting compared to more selective alternatives. Minnesota's computing market appears robust enough to support these salary levels across multiple institutions, which reduces some risk.
The practical takeaway: if your child gains admission to one of the top-performing programs like Macalester (with its $82,000 first-year earnings), that's a meaningfully better outcome. But at this estimated debt-to-earnings ratio, St. Thomas appears viable—assuming the actual outcomes match what similar programs deliver, which you won't know with certainty until more graduates enter the workforce and the school reports real data.
Where University of St Thomas Stands
Earnings vs. debt across all computer and information sciences bachelors's programs nationally
Compare to Similar Programs in Minnesota
Computer and Information Sciences bachelors's programs at peer institutions in Minnesota (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $52,284 | $73,942* | — | $25,860* | — | |
| $64,908 | $81,964* | $104,215 | $20,829* | 0.25 | |
| $12,498 | $77,690* | $69,734 | $52,459* | 0.68 | |
| $14,436 | $74,674* | $78,333 | $37,539* | 0.50 | |
| $42,930 | $73,942* | — | —* | — | |
| $9,490 | $71,742* | $84,596 | $20,625* | 0.29 | |
| National Median | — | $61,322* | — | $25,000* | 0.41 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of St Thomas, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in MN. Actual outcomes may vary.