Analysis
In Minnesota, mathematics programs typically send graduates into first-year earnings around $57,000, which is what peer institutions suggest for University of St. Thomas. With an estimated $23,000 in debt—a 0.40 ratio that's well within reasonable bounds—this program appears to offer solid financial footing. That debt-to-earnings ratio means graduates would dedicate roughly five months of pre-tax income to their student loans, leaving substantial room for living expenses and savings.
What's encouraging here is the context: mathematics bachelor's degrees in Minnesota consistently outperform the national median by nearly $9,000, and St. Thomas sits in a competitive market alongside St. Olaf, the University of Minnesota system, and Macalester—all clustering in the same earnings range. The school's 85% admission rate and relatively low Pell enrollment (20%) suggest this isn't an exclusive institution, yet comparable programs here produce outcomes matching more selective competitors.
The caveat is that these figures are estimates based on five similar Minnesota programs, not tracked outcomes from St. Thomas specifically. Still, the convergence across peer schools—both public flagships and private liberal arts colleges—suggests consistency in how Minnesota mathematics graduates fare. For a mathematics-inclined student, this program looks financially viable, with debt levels that shouldn't overshadow the degree's utility in graduate school applications or quantitative career paths.
Where University of St Thomas Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Minnesota
Mathematics bachelors's programs at peer institutions in Minnesota (27 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $52,284 | $57,166* | — | $23,000* | — | |
| $56,970 | $58,825* | $72,810 | $23,000* | 0.39 | |
| $16,488 | $58,153* | $72,102 | $22,095* | 0.38 | |
| $64,908 | $57,166* | — | $22,483* | 0.39 | |
| $14,318 | $55,482* | $65,774 | $23,975* | 0.43 | |
| $43,942 | $54,387* | — | $26,452* | 0.49 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of St Thomas, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in MN. Actual outcomes may vary.