Est. Earnings (1yr)
$62,202
Est. from CA median (26 programs)
Est. Median Debt
$24,969
Est. from CA median (17 programs)

Analysis

The $62,000 starting salary suggested by comparable California accounting programs would position University of the Pacific graduates solidly in the middle of the state's range, well above the national median of $54,000. Combined with estimated debt of about $25,000, that produces a manageable 40-cent debt-to-earnings ratio—meaning graduates could theoretically pay off their loans with less than five months of first-year income.

However, the gap to California's top accounting programs is substantial. Santa Clara and USC graduates start around $75,000-$78,000, creating a $15,000 annual earnings advantage that compounds over a career. Given Pacific's 95% admission rate and the fact that we're working entirely from peer program estimates rather than actual outcomes for this school, there's real uncertainty about whether Pacific's specific program delivers at the state median level or falls short of it.

For parents weighing this investment, the estimated numbers suggest reasonable value if Pacific's accounting program actually performs at California's typical level. The debt load appears manageable against likely earnings, and accountants generally enjoy stable career prospects. But you're betting on estimates from similar programs, not proven outcomes from this specific school. If your student can access one of California's top accounting programs—or if cost differences are minimal—those schools show documented results that eliminate the guesswork.

Where University of the Pacific Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Compare to Similar Programs in California

Accounting bachelors's programs at peer institutions in California (44 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
University of the PacificStockton$55,340$62,202*$24,969*
Santa Clara UniversitySanta Clara$59,241$78,417*$101,411$19,250*0.25
University of Southern CaliforniaLos Angeles$68,237$73,903*$90,072$16,500*0.22
California Lutheran UniversityThousand Oaks$50,670$72,696*$75,436$21,858*0.30
University of San FranciscoSan Francisco$58,222$72,588*$92,299$24,660*0.34
Menlo CollegeAtherton$51,070$71,067*$92,161$26,955*0.38
National Median$53,694*$25,000*0.47
* Estimated from similar programs

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Pacific, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 26 similar programs in CA. Actual outcomes may vary.