Analysis
The $62,000 starting salary suggested by comparable California accounting programs would position University of the Pacific graduates solidly in the middle of the state's range, well above the national median of $54,000. Combined with estimated debt of about $25,000, that produces a manageable 40-cent debt-to-earnings ratio—meaning graduates could theoretically pay off their loans with less than five months of first-year income.
However, the gap to California's top accounting programs is substantial. Santa Clara and USC graduates start around $75,000-$78,000, creating a $15,000 annual earnings advantage that compounds over a career. Given Pacific's 95% admission rate and the fact that we're working entirely from peer program estimates rather than actual outcomes for this school, there's real uncertainty about whether Pacific's specific program delivers at the state median level or falls short of it.
For parents weighing this investment, the estimated numbers suggest reasonable value if Pacific's accounting program actually performs at California's typical level. The debt load appears manageable against likely earnings, and accountants generally enjoy stable career prospects. But you're betting on estimates from similar programs, not proven outcomes from this specific school. If your student can access one of California's top accounting programs—or if cost differences are minimal—those schools show documented results that eliminate the guesswork.
Where University of the Pacific Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in California
Accounting bachelors's programs at peer institutions in California (44 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $55,340 | $62,202* | — | $24,969* | — | |
| $59,241 | $78,417* | $101,411 | $19,250* | 0.25 | |
| $68,237 | $73,903* | $90,072 | $16,500* | 0.22 | |
| $50,670 | $72,696* | $75,436 | $21,858* | 0.30 | |
| $58,222 | $72,588* | $92,299 | $24,660* | 0.34 | |
| $51,070 | $71,067* | $92,161 | $26,955* | 0.38 | |
| National Median | — | $53,694* | — | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Pacific, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 26 similar programs in CA. Actual outcomes may vary.