Analysis
Accounting graduates from schools nationwide typically earn around $53,700 in their first yearβa solid starting point that makes the University of the Virgin Islands' estimated $20,783 debt load manageable. With a debt-to-earnings ratio of 0.39, students are borrowing less than 40% of what they're likely to earn initially, which is well within reasonable territory for launching a career in accounting. That debt figure is also about $4,000 below the national median for accounting programs.
The challenge here is visibility. We're working from national benchmarks because this program serves too few graduates for the Department of Education to publish specific outcomes. That's not uncommon for institutions in the Virgin Islands, but it means you're making decisions with less certainty than you'd have for larger mainland programs. Accounting is generally a stable field with clear career paths, and the fundamentals hereβmodest debt against decent projected earningsβlook reasonable.
The practical question is whether your child wants to practice in the Virgin Islands or relocate to the mainland after graduation. UVI serves a specific regional need, and its 97% admission rate suggests it's designed for access rather than selectivity. If staying local is the plan and accounting is the goal, this appears workable. If mainland opportunities are the priority, compare carefully against programs with reported outcomes and established recruiting pipelines to major firms.
Where University of the Virgin Islands Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs Nationally
Accounting bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $5,612 | $53,694* | β | $20,783 | β | |
| $65,081 | $89,564* | $127,971 | $17,500 | 0.20 | |
| $64,525 | $81,625* | $101,332 | $16,750 | 0.21 | |
| $59,241 | $78,417* | $101,411 | $19,250 | 0.25 | |
| $64,701 | $77,966* | $91,268 | $25,858 | 0.33 | |
| $62,180 | $77,026* | $95,363 | $23,179 | 0.30 | |
| National Median | β | $53,694* | β | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Virgin Islands, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 714 similar programs. Actual outcomes may vary.