Median Earnings (1yr)
$49,837
21st percentile (60th in OH)
Median Debt
$31,000
24% above national median
Debt-to-Earnings
0.62
Manageable
Sample Size
26
Limited data

Analysis

University of Toledo's Computer Science program shows solid earnings growth but starts behind most national competitors. First-year graduates earn roughly $50,000—landing this program in just the 21st percentile nationally—while Ohio State and Cincinnati grads start in the $70,000-$80,000 range. However, Toledo holds its own within Ohio, matching the state median and sitting at the 60th percentile among in-state options.

The financial picture improves considerably with time. Earnings jump 37% by year four, reaching $68,000, which narrows the gap with higher-ranked programs. At $31,000 in debt—aligned with the state average—graduates face a manageable 0.62 debt-to-earnings ratio, meaning they owe less than eight months of first-year salary. Toledo's 95% admission rate makes this an accessible entry point into tech, particularly for students who might not have other four-year CS options readily available.

The caveat here matters: we're looking at fewer than 30 graduates, so individual outcomes could vary significantly from these medians. For families weighing Toledo against Ohio's flagship programs, understand you're trading initial earning potential for easier admission and comparable debt levels. If your student can get into Ohio State or Cincinnati, those programs offer meaningfully stronger starting salaries. But for students needing a more accessible path into technology careers, Toledo delivers reasonable outcomes at a price point that won't crush them financially.

Where University of Toledo Stands

Earnings vs. debt across all computer and information sciences bachelors's programs nationally

University of ToledoOther computer and information sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Toledo graduates compare to all programs nationally

University of Toledo graduates earn $50k, placing them in the 21th percentile of all computer and information sciences bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Computer and Information Sciences bachelors's programs at peer institutions in Ohio (39 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Toledo$49,837$68,046$31,0000.62
Ohio State University-Main Campus$82,448$92,015$23,0000.28
University of Cincinnati-Main Campus$69,548$78,120$23,2030.33
Wright State University-Main Campus$69,071$83,622$26,9790.39
Miami University-Middletown$66,030$77,768$26,4950.40
Miami University-Hamilton$66,030$77,768$26,4950.40
National Median$61,322—$25,0000.41

Other Computer and Information Sciences Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Ohio State University-Main Campus
Columbus
$12,859$82,448$23,000
University of Cincinnati-Main Campus
Cincinnati
$13,570$69,548$23,203
Wright State University-Main Campus
Dayton
$11,188$69,071$26,979
Miami University-Middletown
Middletown
$7,278$66,030$26,495
Miami University-Hamilton
Hamilton
$7,278$66,030$26,495

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Toledo, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 26 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.