Analysis
Based on comparable mathematics programs in Iowa, first-year earnings around $51,400 would put this program right at the state median—matching the outcomes at Iowa State and significantly outpacing several other institutions. With estimated debt of $21,750, graduates would face a debt-to-earnings ratio of 0.42, meaning roughly five months of gross income to cover total borrowing. That's a manageable burden by any standard, and it aligns closely with what's typical both statewide and nationally for math degrees.
The challenge here is uncertainty. Upper Iowa's small graduate cohort means we're working from peer program estimates rather than verified outcomes for this specific school. Mathematics bachelor's degrees can lead to vastly different career paths—from teaching and actuarial work to data analysis and software development—and the earnings spread reflects that. The top programs in Iowa show a $18,000 range between their first-year medians, suggesting that school resources, student preparation, and regional job markets all matter considerably.
For a family considering this program, the estimated numbers suggest reasonable value if they materialize. The debt load won't be crushing, and median outcomes for Iowa math graduates provide a decent starting salary. However, you're making this decision with less concrete information than you'd have at larger state universities where actual data is reported. If your student is choosing Upper Iowa for specific reasons—location, smaller classes, support services—the math degree could work out fine. But if it's primarily a financial decision, programs with verified track records offer more certainty about what you're buying.
Where Upper Iowa University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Iowa
Mathematics bachelors's programs at peer institutions in Iowa (25 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $19,000 | $51,422* | — | $21,750* | — | |
| $10,964 | $60,612* | $72,728 | $21,738* | 0.36 | |
| $10,497 | $51,422* | $58,347 | $22,942* | 0.45 | |
| $9,728 | $42,729* | $45,688 | $19,723* | 0.46 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Upper Iowa University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in IA. Actual outcomes may vary.