Median Earnings (1yr)
$43,739
55th percentile (40th in IA)
Median Debt
$27,000
3% above national median
Debt-to-Earnings
0.62
Manageable
Sample Size
48
Adequate data

Analysis

Upper Iowa University's teacher education program lands squarely in the middle nationally but trails most Iowa competitors—ranking in just the 40th percentile statewide despite relatively manageable debt. Starting at $43,739, graduates earn about $1,000 less than the typical Iowa teacher program grad, and $3,800 below what Iowa State delivers. For a profession where geographic factors heavily influence salaries, this gap matters: you're likely competing for the same Iowa teaching positions as grads from higher-earning programs.

The positive story here is financial restraint. At $27,000 in median debt—matching the state median and actually below the national average—Upper Iowa keeps borrowing reasonable. The debt-to-earnings ratio of 0.62 is solid for education, and earnings do climb 9% by year four to $47,685. That's respectable growth for teaching, where compensation typically follows predictable step schedules rather than performance-based increases.

The bottom line: This program won't saddle your child with crushing debt, but it's not positioning them at the top of Iowa's teacher employment market either. If Upper Iowa offers other compelling reasons (location, small classes, fit), the financials are workable. But if you're comparing purely on outcomes, several Iowa alternatives deliver better starting positions for similar or even lower debt loads.

Where Upper Iowa University Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

Upper Iowa UniversityOther teacher education and professional development, specific subject areas programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Upper Iowa University graduates compare to all programs nationally

Upper Iowa University graduates earn $44k, placing them in the 55th percentile of all teacher education and professional development, specific subject areas bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Iowa

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Iowa (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Upper Iowa University$43,739$47,685$27,0000.62
Iowa State University$47,559$47,774$19,0000.40
Wartburg College$45,677$48,082$27,0000.59
Morningside University$45,552$43,702$28,0000.61
Simpson College$44,872$42,666$27,0000.60
University of Iowa$44,715$46,195$25,0000.56
National Median$43,082—$26,2210.61

Other Teacher Education and Professional Development, Specific Subject Areas Programs in Iowa

Compare tuition, earnings, and debt across Iowa schools

SchoolIn-State TuitionEarnings (1yr)Debt
Iowa State University
Ames
$10,497$47,559$19,000
Wartburg College
Waverly
$51,040$45,677$27,000
Morningside University
Sioux City
$38,190$45,552$28,000
Simpson College
Indianola
$46,212$44,872$27,000
University of Iowa
Iowa City
$10,964$44,715$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Upper Iowa University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.