Computer/Information Technology Administration and Management at Utah State University

A $12,000 investment for an IT certificate is modest by today's standards, but comparable programs nationally suggest first-year earnings around $42,000—putting you in entry-level technical support or help desk territory rather than software development. The debt-to-earnings ratio of 0.28 is manageable, meaning graduates from peer programs typically earn enough to handle their loans without major strain. However, this field moves fast, and a certificate alone may limit advancement compared to an associate's or bachelor's degree.

The challenge here is uncertainty. With 684 schools offering similar IT certificates nationwide but limited reported data, it's difficult to know whether Utah State's specific program opens doors to higher-paying roles or simply checks a credential box. The program's accessibility (94% admission rate) suggests it's designed for working adults or career changers, which could be ideal if your child needs flexible scheduling. But if they're a traditional student with time to invest, a full degree might offer better long-term returns in a field where employers increasingly value both credentials and demonstrated technical skills.

The practical question: Can your child leverage this certificate into a job that pays enough to justify even modest debt while building toward something more? If this is a stepping stone—say, entering the workforce while continuing education—the numbers work. As a standalone credential in a competitive tech job market, peer programs suggest it's a calculated risk.