Analysis
Vassar's physics program carries remarkably low debt—just $16,500, placing it in the 95th percentile nationally—but the earnings picture requires careful interpretation. The estimated first-year salary of $48,641 comes from the median of just six New York physics programs with reported data, and given Vassar's highly selective admissions (18% acceptance rate, 1513 SAT average), this figure may not capture what their graduates actually achieve. For context, nearby Cornell reports $50,933 and RPI reaches $60,348 for their physics grads.
The debt-to-earnings ratio of 0.34 looks excellent on paper, suggesting graduates could theoretically pay off loans in under five months of gross earnings. However, this assumes the state-level estimate applies, which is uncertain given the small sample it's drawn from and Vassar's distinct position as a selective liberal arts college. Physics graduates from elite institutions often pursue graduate school or non-traditional career paths that may produce different early-career outcomes than typical state figures suggest.
What's clear is the debt burden itself: $16,500 is genuinely low and gives graduates flexibility whether they enter industry, continue to graduate programs, or explore other options. That manageable debt floor matters more than the uncertain earnings estimate. But parents should recognize they're making this decision with incomplete information about what Vassar physics graduates specifically earn, not because the school is hiding anything, but because the graduate cohort is too small for the Department of Education to publish.
Where Vassar College Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in New York
Physics bachelors's programs at peer institutions in New York (66 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $67,805 | $48,641* | — | $16,500 | — | |
| $61,884 | $60,348* | $88,071 | $20,270 | 0.34 | |
| $66,014 | $50,933* | — | $15,961 | 0.31 | |
| $7,340 | $48,908* | — | — | — | |
| $57,016 | $48,374* | — | $27,000 | 0.56 | |
| $10,560 | $44,562* | $69,154 | $21,683 | 0.49 | |
| National Median | — | $47,670* | — | $23,304 | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Vassar College, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NY. Actual outcomes may vary.