Median Earnings (1yr)
$35,734
67th percentile (60th in TN)
Median Debt
$9,500
7% below national median
Debt-to-Earnings
0.27
Manageable
Sample Size
42
Adequate data

Analysis

Visible Music College's software certificate program delivers earnings above the national median right out of the gate—$35,734 versus $32,672 nationally—while keeping debt manageable at $9,500. That 0.27 debt-to-earnings ratio means graduates owe roughly three months of their first-year salary, which is reasonable for a technical credential. The program ranks in the 67th percentile nationally and 60th percentile among Tennessee's limited options for this certificate type.

The context here matters: Visible Music College is primarily known as a contemporary music school, so this tech-focused certificate represents a notable departure from their core mission. With only six schools offering this credential in Tennessee, students aren't exactly drowning in local alternatives. The $35,734 starting salary won't make anyone rich, but it's solid for a certificate program that gets students into the workforce quickly without the time and expense of a four-year degree.

For families looking at a fast-track tech credential in Memphis, this program offers decent value—assuming your child is comfortable learning software skills at a music-focused institution. The low debt load is the real advantage here, giving graduates flexibility to either enter the workforce or potentially stack additional credentials later without carrying a heavy financial burden.

Where Visible Music College Stands

Earnings vs. debt across all computer software and media applications certificate's programs nationally

Visible Music CollegeOther computer software and media applications programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Visible Music College graduates compare to all programs nationally

Visible Music College graduates earn $36k, placing them in the 67th percentile of all computer software and media applications certificate programs nationally.

Compare to Similar Programs in Tennessee

Computer Software and Media Applications certificate's programs at peer institutions in Tennessee (6 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Visible Music College$35,734—$9,5000.27
National Median$32,672—$10,1800.31

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Visible Music College, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.