Median Earnings (1yr)
$21,799
5th percentile
40th percentile in Mississippi
Median Debt
$32,693
28% above national median

Analysis

William Carey's psychology program places graduates at a significant disadvantage compared to national standards, with first-year earnings of $21,799 landing in just the 5th percentile nationally. That means 95% of psychology programs nationwide produce better earning outcomes. The $32,693 in median debt amplifies this challenge—graduates owe 1.5 times what they'll earn in their first year, compared to the national program standard of roughly 0.8 times first-year earnings.

The Mississippi context offers little comfort. While this program ranks at the 40th percentile statewide—technically middle-of-the-pack—Mississippi's top public universities demonstrate what's possible even within the state: Ole Miss psychology grads earn $30,336 their first year, nearly 40% more. The $6,000+ earnings gap between William Carey and Mississippi State or Southern Miss makes a real difference when you're carrying over $32,000 in debt on a $22,000 salary.

The 19% earnings growth to $26,038 by year four helps but doesn't solve the fundamental problem. At that trajectory, graduates won't reach the national median first-year earnings ($31,482) until well into their careers. For families considering this program, the comparison to Mississippi's flagship universities is telling: similar in-state tuition costs, dramatically different outcomes. Unless there are compelling personal reasons to attend William Carey specifically, the state's public options offer substantially better value for psychology students.

Where William Carey University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How William Carey University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
William Carey University$21,799$26,038+19%
University of Mississippi$30,336$44,740+47%
Mississippi State University$27,416$37,133+35%
Mississippi College$23,683$35,654+51%
Jackson State University$24,757$34,357+39%

Compare to Similar Programs in Mississippi

Psychology bachelors's programs at peer institutions in Mississippi (13 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
William Carey UniversityHattiesburg$14,685$21,799$26,038$32,6931.50
University of MississippiUniversity$9,412$30,336$44,740$24,6000.81
University of Southern MississippiHattiesburg$9,618$28,130$32,661$22,6850.81
Mississippi State UniversityMississippi State$9,815$27,416$37,133$25,4800.93
Blue Mountain Christian UniversityBlue Mountain$19,280$26,257$25,2500.96
Jackson State UniversityJackson$9,090$24,757$34,357$31,0001.25
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At William Carey University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 35 graduates with reported earnings and 67 graduates with debt data. Small samples may not be representative.