Analysis
New York physics programs span a wide range, from CUNY City College's $49K to Rensselaer's $60K in first-year earnings. Yeshiva's estimated $48,600—derived from six peer programs across the state—sits squarely in the middle, nearly identical to the national benchmark for physics degrees. That's neither impressive nor alarming for a program at a selective university (64% admission rate, 1410 average SAT), but it suggests these graduates aren't commanding the premium you might expect given the school's academic profile.
The debt picture looks more favorable. At an estimated $20,270, comparable New York physics programs carry roughly $3,000 less debt than the national median. The resulting 0.42 debt-to-earnings ratio means graduates would need about five months of their first year's salary to cover what they borrowed—manageable by most standards. Physics majors often pursue graduate school, which complicates the picture: strong preparation for advanced degrees matters more than immediate earnings, but additional loans for grad school change the financial calculus considerably.
The core challenge here is uncertainty. With both earnings and debt estimated from peer institutions rather than actual Yeshiva outcomes, you're essentially betting that this program performs like the typical New York physics degree. That might be reasonable given the school's selectivity, but without program-specific placement data or graduate school acceptance rates, you're missing critical information to judge whether Yeshiva's particular physics preparation justifies its cost compared to less expensive state options.
Where Yeshiva University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in New York
Physics bachelors's programs at peer institutions in New York (66 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $49,900 | $48,641* | — | $20,270* | — | |
| $61,884 | $60,348* | $88,071 | $20,270* | 0.34 | |
| $66,014 | $50,933* | — | $15,961* | 0.31 | |
| $7,340 | $48,908* | — | —* | — | |
| $57,016 | $48,374* | — | $27,000* | 0.56 | |
| $10,560 | $44,562* | $69,154 | $21,683* | 0.49 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Yeshiva University, approximately 14% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NY. Actual outcomes may vary.