Analysis
A debt-to-earnings ratio under 0.5 sounds manageable on paper, but the specific numbers here tell a more sobering story. Based on national benchmarks for associate's degrees in computer programming, graduates from similar programs typically earn around $38,000 in their first year while carrying roughly $17,750 in debt. That's nearly half a year's salary owed before you've even started—and for a two-year technical credential, that's a hefty price tag. The fact that 62% of students here receive Pell grants means many families are already stretched thin financially.
What makes this trickier is the Georgia context. Peer programs across the state report significantly lower debt loads—around $6,500 at the median—which suggests there may be more affordable pathways to the same credential in your region. Gwinnett Technical College, for instance, produces graduates earning $35,284 with presumably lower costs. While that's slightly less than the national benchmark, the reduced financial burden could make it a better value proposition depending on your family's situation.
The bottom line: if your child is set on this program at Albany Tech, the estimated debt burden is manageable but substantial for an associate's degree. Before committing, compare total costs with other Georgia technical colleges offering computer programming, and verify whether Albany Tech's specific outcomes justify the higher investment—assuming these estimates hold.
Where Albany Technical College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs in Georgia
Computer Programming associates's programs at peer institutions in Georgia (15 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,196 | $38,086* | — | $17,750* | — | |
| $3,356 | $35,284* | $70,026 | $6,500* | 0.18 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Albany Technical College, approximately 62% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.