Analysis
A computer programming associate's degree appears manageable when you look at the numbers peer programs generate nationally—around $38,000 in first-year earnings against roughly $18,000 in debt. That 0.47 debt-to-earnings ratio suggests graduates from similar programs can typically handle their loans, though starting salaries in programming aren't necessarily high enough to feel financially comfortable right away.
The challenge here is that we're working entirely with estimates. Arkansas has only four schools offering this associate's degree, and none report actual outcomes data, meaning we can't see how Arkansas State-Mountain Home specifically prepares students compared to local alternatives. National figures suggest programming associate's degrees produce relatively consistent outcomes across the country, but regional job markets matter enormously in tech. Mountain Home is a smaller Arkansas city, which could mean your child needs to relocate for better opportunities or accept lower local wages that might not match these national projections.
The program serves a significant number of Pell-eligible students (43%), indicating accessibility, but that also means many families here are making this decision with limited financial cushion. Before committing, your child should talk to the department about where recent graduates actually landed jobs and at what salaries. If most students are finding work locally at $35,000 rather than $38,000, or if they're having to move to Little Rock or out of state entirely, that changes the calculation considerably.
Where Arkansas State University-Mountain Home Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs Nationally
Computer Programming associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,168 | $38,086* | — | $17,750* | — | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| $4,916 | $54,652* | $61,493 | $13,812* | 0.25 | |
| $7,650 | $53,874* | — | $14,827* | 0.28 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Arkansas State University-Mountain Home, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.