Est. Earnings (1yr)
$62,202
Est. from CA median (26 programs)
Median Debt
$19,250
23% below national median

Analysis

In California's crowded accounting market, APU's numbers suggest solid middle-ground performance rather than standout outcomes. Based on comparable programs across the state, first-year earnings around $62,000 should track near the California median for accounting graduates, with year-four earnings of $76,845 showing healthy progression. That trajectory puts APU alumni notably ahead of the national benchmark ($53,694) but well behind California's elite accounting programsβ€”Santa Clara and USC graduates start in the mid-$70Ks.

The debt picture offers genuine relief: $19,250 sits comfortably below both California's typical accounting debt ($23,188) and the national figure ($25,000). That 0.31 debt-to-earnings ratio means graduates would owe roughly four months of first-year salaryβ€”manageable for most. However, the 85th percentile debt ranking tells a nuanced story: while absolute debt is moderate, it's relatively high compared to peers when you account for the fact that many accounting programs produce strong enough earnings to justify larger loans.

For families weighing APU against other California options, the value proposition hinges on cost control. The program likely won't catapult graduates into the highest-paying positions that elite universities command, but the contained debt load means new accountants can enter stable, growing careers without crushing monthly payments. If APU's net price after aid comes in significantly lower than California's private competitors, that debt advantage becomes the decisive factor.

Where Azusa Pacific University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Azusa Pacific Universityβ€”$76,845β€”
Santa Clara University$78,417$101,411+29%
University of San Francisco$72,588$92,299+27%
Menlo College$71,067$92,161+30%
Loyola Marymount University$70,960$91,902+30%

Compare to Similar Programs in California

Accounting bachelors's programs at peer institutions in California (44 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median DebtDebt/Earnings
Azusa Pacific UniversityAzusa$43,600$62,202*$76,845$19,250β€”
Santa Clara UniversitySanta Clara$59,241$78,417*$101,411$19,2500.25
University of Southern CaliforniaLos Angeles$68,237$73,903*$90,072$16,5000.22
California Lutheran UniversityThousand Oaks$50,670$72,696*$75,436$21,8580.30
University of San FranciscoSan Francisco$58,222$72,588*$92,299$24,6600.34
Menlo CollegeAtherton$51,070$71,067*$92,161$26,9550.38
National Medianβ€”$53,694*β€”$25,0000.47
* Estimated from similar programs

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Azusa Pacific University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 26 similar programs in CA. Actual outcomes may vary.