Analysis
In California's crowded accounting market, APU's numbers suggest solid middle-ground performance rather than standout outcomes. Based on comparable programs across the state, first-year earnings around $62,000 should track near the California median for accounting graduates, with year-four earnings of $76,845 showing healthy progression. That trajectory puts APU alumni notably ahead of the national benchmark ($53,694) but well behind California's elite accounting programsβSanta Clara and USC graduates start in the mid-$70Ks.
The debt picture offers genuine relief: $19,250 sits comfortably below both California's typical accounting debt ($23,188) and the national figure ($25,000). That 0.31 debt-to-earnings ratio means graduates would owe roughly four months of first-year salaryβmanageable for most. However, the 85th percentile debt ranking tells a nuanced story: while absolute debt is moderate, it's relatively high compared to peers when you account for the fact that many accounting programs produce strong enough earnings to justify larger loans.
For families weighing APU against other California options, the value proposition hinges on cost control. The program likely won't catapult graduates into the highest-paying positions that elite universities command, but the contained debt load means new accountants can enter stable, growing careers without crushing monthly payments. If APU's net price after aid comes in significantly lower than California's private competitors, that debt advantage becomes the decisive factor.
Where Azusa Pacific University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Azusa Pacific University | β | $76,845 | β |
| Santa Clara University | $78,417 | $101,411 | +29% |
| University of San Francisco | $72,588 | $92,299 | +27% |
| Menlo College | $71,067 | $92,161 | +30% |
| Loyola Marymount University | $70,960 | $91,902 | +30% |
Compare to Similar Programs in California
Accounting bachelors's programs at peer institutions in California (44 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $43,600 | $62,202* | $76,845 | $19,250 | β | |
| $59,241 | $78,417* | $101,411 | $19,250 | 0.25 | |
| $68,237 | $73,903* | $90,072 | $16,500 | 0.22 | |
| $50,670 | $72,696* | $75,436 | $21,858 | 0.30 | |
| $58,222 | $72,588* | $92,299 | $24,660 | 0.34 | |
| $51,070 | $71,067* | $92,161 | $26,955 | 0.38 | |
| National Median | β | $53,694* | β | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Azusa Pacific University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 26 similar programs in CA. Actual outcomes may vary.