Analysis
Azusa Pacific's psychology graduates start modestly at $32,435 but climb to $44,020 within four years—a 36% jump that outpaces most bachelor's-level psychology programs. While that first-year number barely edges above California's median for psychology degrees, the trajectory matters: graduates who stick with the field see meaningful income growth, eventually earning about $13,400 more than where they started. Among California's 84 psychology programs, this ranks in the 60th percentile, which means it performs better than average but falls short of the state's top-tier programs by roughly $4,000-$8,000 after four years.
The $23,406 median debt sits below the national benchmark but slightly above California's typical psychology debt load. With a debt-to-earnings ratio of 0.72, graduates face manageable but not trivial repayment—expect monthly payments around $260 on a standard plan, which takes a noticeable bite from that first-year salary. The math improves considerably by year four, when that same payment becomes far more affordable against higher earnings.
For families considering this program, the key question is career path. If your child plans to pursue psychology-adjacent roles that value the degree without requiring graduate school—HR, case management, sales—the earnings growth makes this a reasonable choice. But understand you're paying for a Christian university experience with mid-tier outcomes in a state where stronger-performing programs exist at similar price points.
Where Azusa Pacific University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Azusa Pacific University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Azusa Pacific University | $32,435 | $44,020 | +36% |
| Santa Clara University | $38,587 | $58,545 | +52% |
| University of the Pacific | $23,077 | $57,652 | +150% |
| University of Southern California | $34,139 | $55,156 | +62% |
| University of San Diego | $35,595 | $55,078 | +55% |
Compare to Similar Programs in California
Psychology bachelors's programs at peer institutions in California (84 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $43,600 | $32,435 | $44,020 | $23,406 | 0.72 | |
| $12,520 | $40,726 | $51,379 | $26,703 | 0.66 | |
| $20,844 | $39,596 | — | $40,645 | 1.03 | |
| $59,241 | $38,587 | $58,545 | $17,667 | 0.46 | |
| $13,160 | $38,524 | $36,510 | $43,875 | 1.14 | |
| $13,320 | $38,523 | $54,307 | $31,250 | 0.81 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Azusa Pacific University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 54 graduates with reported earnings and 244 graduates with debt data. Small samples may not be representative.