Median Earnings (1yr)
$32,435
58th percentile (60th in CA)
Median Debt
$23,406
8% below national median
Debt-to-Earnings
0.72
Manageable
Sample Size
54
Adequate data

Analysis

Azusa Pacific's psychology graduates start modestly at $32,435 but climb to $44,020 within four years—a 36% jump that outpaces most bachelor's-level psychology programs. While that first-year number barely edges above California's median for psychology degrees, the trajectory matters: graduates who stick with the field see meaningful income growth, eventually earning about $13,400 more than where they started. Among California's 84 psychology programs, this ranks in the 60th percentile, which means it performs better than average but falls short of the state's top-tier programs by roughly $4,000-$8,000 after four years.

The $23,406 median debt sits below the national benchmark but slightly above California's typical psychology debt load. With a debt-to-earnings ratio of 0.72, graduates face manageable but not trivial repayment—expect monthly payments around $260 on a standard plan, which takes a noticeable bite from that first-year salary. The math improves considerably by year four, when that same payment becomes far more affordable against higher earnings.

For families considering this program, the key question is career path. If your child plans to pursue psychology-adjacent roles that value the degree without requiring graduate school—HR, case management, sales—the earnings growth makes this a reasonable choice. But understand you're paying for a Christian university experience with mid-tier outcomes in a state where stronger-performing programs exist at similar price points.

Where Azusa Pacific University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Azusa Pacific UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Azusa Pacific University graduates compare to all programs nationally

Azusa Pacific University graduates earn $32k, placing them in the 58th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Psychology bachelors's programs at peer institutions in California (84 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Azusa Pacific University$32,435$44,020$23,4060.72
University of Massachusetts Global$40,726$51,379$26,7030.66
The Chicago School at Los Angeles$39,596—$40,6451.03
Santa Clara University$38,587$58,545$17,6670.46
Ashford University$38,524$36,510$43,8751.14
National University$38,523$54,307$31,2500.81
National Median$31,482—$25,5000.81

Other Psychology Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Massachusetts Global
Aliso Viejo
$12,520$40,726$26,703
The Chicago School at Los Angeles
Los Angeles
$20,844$39,596$40,645
Santa Clara University
Santa Clara
$59,241$38,587$17,667
Ashford University
San Diego
$13,160$38,524$43,875
National University
San Diego
$13,320$38,523$31,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Azusa Pacific University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 54 graduates with reported earnings and 244 graduates with debt data. Small samples may not be representative.