Median Earnings (1yr)
$38,587
95th percentile
80th percentile in California
Median Debt
$17,667
31% below national median

Analysis

Santa Clara's psychology program solves one of the field's biggest problems: Actually paying your bills after graduation. While most psychology BA grads nationwide earn $31,482 in their first year, Santa Clara graduates start at $38,587 and climb to $58,545 by year four—a 52% jump that puts them in the 95th percentile nationally and 80th within California. That debt-to-earnings ratio of 0.46 is exceptional, especially considering the median debt of just $17,667 (well below both national and state averages).

The combination here is unusual: strong earnings trajectory paired with manageable debt. Most psychology programs saddle graduates with $25,500 in federal loans while delivering anemic starting salaries that barely crack $30,000. Santa Clara flips that script, likely benefiting from its Silicon Valley location and strong alumni network. The fact that earnings nearly double from year one to year four suggests graduates are successfully transitioning into roles beyond entry-level psychology positions—perhaps HR, consulting, or graduate school preparation.

For families who can manage the private school cost structure (note the low 11% Pell Grant population), this represents one of California's stronger returns on a psychology degree. The moderate sample size means these outcomes are based on real data, not anomalies.

Where Santa Clara University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Santa Clara University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Santa Clara University$38,587$58,545+52%
University of the Pacific$23,077$57,652+150%
University of Southern California$34,139$55,156+62%
University of San Diego$35,595$55,078+55%
National University$38,523$54,307+41%

Compare to Similar Programs in California

Psychology bachelors's programs at peer institutions in California (84 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Santa Clara UniversitySanta Clara$59,241$38,587$58,545$17,6670.46
University of Massachusetts GlobalAliso Viejo$12,520$40,726$51,379$26,7030.66
The Chicago School at Los AngelesLos Angeles$20,844$39,596$40,6451.03
Ashford UniversitySan Diego$13,160$38,524$36,510$43,8751.14
National UniversitySan Diego$13,320$38,523$54,307$31,2500.81
California State University-East BayHayward$7,055$37,702$53,636$15,0000.40
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Santa Clara University, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 62 graduates with reported earnings and 73 graduates with debt data. Small samples may not be representative.