Median Earnings (1yr)
$37,702
94th percentile (60th in CA)
Median Debt
$15,000
41% below national median
Debt-to-Earnings
0.40
Manageable
Sample Size
260
Adequate data

Analysis

Cal State East Bay's psychology program offers something rare: significantly better outcomes than most psychology programs nationwide, paired with manageable debt that's well below typical levels. At $15,000 in median debt versus $25,500 nationally, graduates start their careers with half the financial burden of their peers elsewhere.

The earnings trajectory tells an encouraging story. First-year graduates earn $37,702—outperforming 94% of psychology programs nationally and landing solidly above California's median despite the state's high cost of living. More importantly, that figure jumps 42% to $53,636 by year four, suggesting graduates find opportunities for advancement rather than hitting an immediate ceiling. Within California's competitive market, this places the program at the 60th percentile—respectable considering psychology majors from institutions like Santa Clara and National University are only marginally ahead initially.

For families concerned about psychology's reputation as a financially risky major, this data challenges that narrative. The debt-to-earnings ratio of 0.40 means graduates owe less than half their first year's salary, a level that most financial advisors would consider quite manageable. Given the school's 97% acceptance rate and the fact that nearly half of students receive Pell grants, this represents genuine upward mobility rather than elite selectivity driving the outcomes. If your child is committed to psychology, this program delivers strong value without the premium price tag.

Where California State University-East Bay Stands

Earnings vs. debt across all psychology bachelors's programs nationally

California State University-East BayOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How California State University-East Bay graduates compare to all programs nationally

California State University-East Bay graduates earn $38k, placing them in the 94th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Psychology bachelors's programs at peer institutions in California (84 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
California State University-East Bay$37,702$53,636$15,0000.40
University of Massachusetts Global$40,726$51,379$26,7030.66
The Chicago School at Los Angeles$39,596—$40,6451.03
Santa Clara University$38,587$58,545$17,6670.46
Ashford University$38,524$36,510$43,8751.14
National University$38,523$54,307$31,2500.81
National Median$31,482—$25,5000.81

Other Psychology Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Massachusetts Global
Aliso Viejo
$12,520$40,726$26,703
The Chicago School at Los Angeles
Los Angeles
$20,844$39,596$40,645
Santa Clara University
Santa Clara
$59,241$38,587$17,667
Ashford University
San Diego
$13,160$38,524$43,875
National University
San Diego
$13,320$38,523$31,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-East Bay, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 260 graduates with reported earnings and 231 graduates with debt data. Small samples may not be representative.