Median Earnings (1yr)
$37,702
94th percentile
60th percentile in California
Median Debt
$15,000
41% below national median

Analysis

Cal State East Bay's psychology program offers something rare: significantly better outcomes than most psychology programs nationwide, paired with manageable debt that's well below typical levels. At $15,000 in median debt versus $25,500 nationally, graduates start their careers with half the financial burden of their peers elsewhere.

The earnings trajectory tells an encouraging story. First-year graduates earn $37,702—outperforming 94% of psychology programs nationally and landing solidly above California's median despite the state's high cost of living. More importantly, that figure jumps 42% to $53,636 by year four, suggesting graduates find opportunities for advancement rather than hitting an immediate ceiling. Within California's competitive market, this places the program at the 60th percentile—respectable considering psychology majors from institutions like Santa Clara and National University are only marginally ahead initially.

For families concerned about psychology's reputation as a financially risky major, this data challenges that narrative. The debt-to-earnings ratio of 0.40 means graduates owe less than half their first year's salary, a level that most financial advisors would consider quite manageable. Given the school's 97% acceptance rate and the fact that nearly half of students receive Pell grants, this represents genuine upward mobility rather than elite selectivity driving the outcomes. If your child is committed to psychology, this program delivers strong value without the premium price tag.

Where California State University-East Bay Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How California State University-East Bay graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
California State University-East Bay$37,702$53,636+42%
Santa Clara University$38,587$58,545+52%
University of the Pacific$23,077$57,652+150%
University of Southern California$34,139$55,156+62%
University of San Diego$35,595$55,078+55%

Compare to Similar Programs in California

Psychology bachelors's programs at peer institutions in California (84 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
California State University-East BayHayward$7,055$37,702$53,636$15,0000.40
University of Massachusetts GlobalAliso Viejo$12,520$40,726$51,379$26,7030.66
The Chicago School at Los AngelesLos Angeles$20,844$39,596$40,6451.03
Santa Clara UniversitySanta Clara$59,241$38,587$58,545$17,6670.46
Ashford UniversitySan Diego$13,160$38,524$36,510$43,8751.14
National UniversitySan Diego$13,320$38,523$54,307$31,2500.81
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-East Bay, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 260 graduates with reported earnings and 231 graduates with debt data. Small samples may not be representative.