Median Earnings (1yr)
$38,523
95th percentile (80th in CA)
Median Debt
$31,250
23% above national median
Debt-to-Earnings
0.81
Manageable
Sample Size
108
Adequate data

Analysis

National University's psychology program achieves something rare: significantly above-average earnings paired with reasonable debt. First-year graduates earn $38,523—outperforming 95% of psychology programs nationally and 80% within California, where it ranks just behind top private universities like Santa Clara. That $7,000 premium over the typical California psychology graduate matters when you're trying to service student loans.

The debt load of $31,250 sits above both state and national medians, but the 0.81 debt-to-earnings ratio keeps monthly payments manageable. More encouraging is the trajectory: earnings jump 41% to $54,307 by year four, suggesting graduates successfully transition beyond entry-level roles. This growth pattern is particularly important in psychology, where many bachelor's degree holders need time to find their professional footing or pursue additional credentials while working.

For parents weighing options, this represents a stronger-than-typical psychology investment. Your child would be entering a notoriously challenging field with better-than-average earning prospects and debt they can realistically handle. The premium over typical California programs ($8,000 more in first-year earnings) covers the extra debt burden within the first year. Just recognize that psychology bachelor's degrees rarely lead to high-paying careers immediately—this program performs well within those constraints rather than transcending them.

Where National University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

National UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How National University graduates compare to all programs nationally

National University graduates earn $39k, placing them in the 95th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Psychology bachelors's programs at peer institutions in California (84 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
National University$38,523$54,307$31,2500.81
University of Massachusetts Global$40,726$51,379$26,7030.66
The Chicago School at Los Angeles$39,596—$40,6451.03
Santa Clara University$38,587$58,545$17,6670.46
Ashford University$38,524$36,510$43,8751.14
California State University-East Bay$37,702$53,636$15,0000.40
National Median$31,482—$25,5000.81

Other Psychology Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Massachusetts Global
Aliso Viejo
$12,520$40,726$26,703
The Chicago School at Los Angeles
Los Angeles
$20,844$39,596$40,645
Santa Clara University
Santa Clara
$59,241$38,587$17,667
Ashford University
San Diego
$13,160$38,524$43,875
California State University-East Bay
Hayward
$7,055$37,702$15,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At National University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 108 graduates with reported earnings and 210 graduates with debt data. Small samples may not be representative.