Analysis
National University's psychology program achieves something rare: significantly above-average earnings paired with reasonable debt. First-year graduates earn $38,523—outperforming 95% of psychology programs nationally and 80% within California, where it ranks just behind top private universities like Santa Clara. That $7,000 premium over the typical California psychology graduate matters when you're trying to service student loans.
The debt load of $31,250 sits above both state and national medians, but the 0.81 debt-to-earnings ratio keeps monthly payments manageable. More encouraging is the trajectory: earnings jump 41% to $54,307 by year four, suggesting graduates successfully transition beyond entry-level roles. This growth pattern is particularly important in psychology, where many bachelor's degree holders need time to find their professional footing or pursue additional credentials while working.
For parents weighing options, this represents a stronger-than-typical psychology investment. Your child would be entering a notoriously challenging field with better-than-average earning prospects and debt they can realistically handle. The premium over typical California programs ($8,000 more in first-year earnings) covers the extra debt burden within the first year. Just recognize that psychology bachelor's degrees rarely lead to high-paying careers immediately—this program performs well within those constraints rather than transcending them.
Where National University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How National University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| National University | $38,523 | $54,307 | +41% |
| Santa Clara University | $38,587 | $58,545 | +52% |
| University of the Pacific | $23,077 | $57,652 | +150% |
| University of Southern California | $34,139 | $55,156 | +62% |
| University of San Diego | $35,595 | $55,078 | +55% |
Compare to Similar Programs in California
Psychology bachelors's programs at peer institutions in California (84 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $13,320 | $38,523 | $54,307 | $31,250 | 0.81 | |
| $12,520 | $40,726 | $51,379 | $26,703 | 0.66 | |
| $20,844 | $39,596 | — | $40,645 | 1.03 | |
| $59,241 | $38,587 | $58,545 | $17,667 | 0.46 | |
| $13,160 | $38,524 | $36,510 | $43,875 | 1.14 | |
| $7,055 | $37,702 | $53,636 | $15,000 | 0.40 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At National University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 108 graduates with reported earnings and 210 graduates with debt data. Small samples may not be representative.