Analysis
Barnard's research psychology program outperforms 95% of similar programs nationwide but lands in the middle of New York's competitive landscape—a reflection of the state's concentration of elite institutions rather than any weakness in the program itself. At $44,055, graduates earn $5,400 more than the state median and nearly $10,000 above the national median, while carrying $17,000 in debt versus the $21,500 national typical burden. That 0.39 debt ratio means graduates owe less than five months of income, making this one of the more manageable financial outcomes for a psychology bachelor's degree.
The caveat here is competition: Columbia psychology graduates start at $53,000, and several peer schools place graduates higher. But Barnard's advantage shows up in the debt figure—it's $4,000 below the state median, meaning students exit with both strong earning potential and less financial baggage than many New York competitors. For families considering elite psychology programs, this represents a genuine value proposition rather than just prestige.
For an anxious parent, the takeaway is straightforward: your child would graduate with debt she could reasonably manage on a single year's salary, earning more than most psychology graduates nationally. Just understand that within New York's particular ecosystem of highly selective schools, this is a solid middle-tier outcome rather than top-of-class.
Where Barnard College Stands
Earnings vs. debt across all research and experimental psychology bachelors's programs nationally
Earnings Distribution
How Barnard College graduates compare to all programs nationally
Compare to Similar Programs in New York
Research and Experimental Psychology bachelors's programs at peer institutions in New York (15 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $66,246 | $44,055 | — | $17,000 | 0.39 | |
| $69,045 | $53,156 | $56,899 | $20,500 | 0.39 | |
| $67,024 | $41,883 | — | $16,000 | 0.38 | |
| $65,740 | $39,880 | — | $17,450 | 0.44 | |
| $64,348 | $39,732 | $68,347 | $21,000 | 0.53 | |
| $60,438 | $37,512 | — | $21,499 | 0.57 | |
| National Median | — | $34,768 | — | $21,500 | 0.62 |
Career Paths
Occupations commonly associated with research and experimental psychology graduates
Statisticians
Biostatisticians
Medical Scientists, Except Epidemiologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Health Specialties Teachers, Postsecondary
Child, Family, and School Social Workers
Managers, All Other
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Barnard College, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 40 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.