Median Earnings (1yr)
$44,055
95th percentile (60th in NY)
Median Debt
$17,000
21% below national median
Debt-to-Earnings
0.39
Manageable
Sample Size
40
Adequate data

Analysis

Barnard's research psychology program outperforms 95% of similar programs nationwide but lands in the middle of New York's competitive landscape—a reflection of the state's concentration of elite institutions rather than any weakness in the program itself. At $44,055, graduates earn $5,400 more than the state median and nearly $10,000 above the national median, while carrying $17,000 in debt versus the $21,500 national typical burden. That 0.39 debt ratio means graduates owe less than five months of income, making this one of the more manageable financial outcomes for a psychology bachelor's degree.

The caveat here is competition: Columbia psychology graduates start at $53,000, and several peer schools place graduates higher. But Barnard's advantage shows up in the debt figure—it's $4,000 below the state median, meaning students exit with both strong earning potential and less financial baggage than many New York competitors. For families considering elite psychology programs, this represents a genuine value proposition rather than just prestige.

For an anxious parent, the takeaway is straightforward: your child would graduate with debt she could reasonably manage on a single year's salary, earning more than most psychology graduates nationally. Just understand that within New York's particular ecosystem of highly selective schools, this is a solid middle-tier outcome rather than top-of-class.

Where Barnard College Stands

Earnings vs. debt across all research and experimental psychology bachelors's programs nationally

Barnard CollegeOther research and experimental psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Barnard College graduates compare to all programs nationally

Barnard College graduates earn $44k, placing them in the 95th percentile of all research and experimental psychology bachelors programs nationally.

Compare to Similar Programs in New York

Research and Experimental Psychology bachelors's programs at peer institutions in New York (15 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Barnard College$44,055$17,0000.39
Columbia University in the City of New York$53,156$56,899$20,5000.39
Colgate University$41,883$16,0000.38
Hamilton College$39,880$17,4500.44
University of Rochester$39,732$68,347$21,0000.53
New York University$37,512$21,4990.57
National Median$34,768$21,5000.62

Other Research and Experimental Psychology Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Columbia University in the City of New York
New York
$69,045$53,156$20,500
Colgate University
Hamilton
$67,024$41,883$16,000
Hamilton College
Clinton
$65,740$39,880$17,450
University of Rochester
Rochester
$64,348$39,732$21,000
New York University
New York
$60,438$37,512$21,499

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Barnard College, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 40 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.