Analysis
The University of Rochester's psychology research program starts graduates at modest wages—$39,732—but delivers an impressive 72% earnings jump by year four. That trajectory matters more than the starting point: within four years, graduates reach $68,347, putting them well ahead of both the national median ($34,768) and New York's median for this field ($38,622).
The debt picture is clean. At $21,000, graduates owe just half of their first-year earnings, and by year four, that debt represents less than a third of what they're making. Among New York's 15 psychology research programs, Rochester sits in the 60th percentile—solid, if not elite. Columbia and Barnard graduates start higher, but they also typically carry more debt and attend more expensive institutions.
What explains the dramatic earnings growth? This is a research-focused program at a university with strong graduate school and industry connections. Many graduates likely move into research roles, data analysis, or pursue graduate education that boosts earning power. For families investing in a University of Rochester education (36% admission rate, 1480 average SAT), this program delivers: manageable debt, strong earnings growth, and outcomes that beat three-quarters of comparable programs nationally. The key is understanding that value here compounds over time rather than arriving immediately after graduation.
Where University of Rochester Stands
Earnings vs. debt across all research and experimental psychology bachelors's programs nationally
Earnings Distribution
How University of Rochester graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Rochester | $39,732 | $68,347 | +72% |
| Harvard University | $41,501 | $76,453 | +84% |
| Columbia University in the City of New York | $53,156 | $56,899 | +7% |
| Canisius University | $29,333 | $45,656 | +56% |
| Utica University | $31,695 | $38,952 | +23% |
Compare to Similar Programs in New York
Research and Experimental Psychology bachelors's programs at peer institutions in New York (15 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $64,348 | $39,732 | $68,347 | $21,000 | 0.53 | |
| $69,045 | $53,156 | $56,899 | $20,500 | 0.39 | |
| $66,246 | $44,055 | — | $17,000 | 0.39 | |
| $67,024 | $41,883 | — | $16,000 | 0.38 | |
| $65,740 | $39,880 | — | $17,450 | 0.44 | |
| $60,438 | $37,512 | — | $21,499 | 0.57 | |
| National Median | — | $34,768 | — | $21,500 | 0.62 |
Career Paths
Occupations commonly associated with research and experimental psychology graduates
Statisticians
Biostatisticians
Medical Scientists, Except Epidemiologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Health Specialties Teachers, Postsecondary
Child, Family, and School Social Workers
Managers, All Other
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Rochester, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 56 graduates with reported earnings and 68 graduates with debt data. Small samples may not be representative.