Median Earnings (1yr)
$41,883
86th percentile (60th in NY)
Median Debt
$16,000
26% below national median
Debt-to-Earnings
0.38
Manageable
Sample Size
21
Limited data

Analysis

Colgate's experimental psychology program outperforms most national competitors but lands squarely in the middle of New York's offerings—exactly where you'd expect for a selective liberal arts college. That $41,883 first-year salary beats 86% of similar programs nationwide and comes with notably low debt ($16,000 versus the $21,500 national median). The 0.38 debt-to-earnings ratio means graduates owe less than five months' salary, a manageable burden by any measure.

The challenge lies in New York's competitive landscape. Colgate trails Columbia and Barnard by substantial margins, and even peer institution Hamilton College edges it out slightly. At the 60th percentile statewide, this program performs adequately but not exceptionally for New York. For a school with a 12% admission rate and 1480 average SAT scores, some parents might expect stronger differentiation.

One critical caveat: the sample size here is small—under 30 graduates. These numbers could swing significantly year to year, so they're more suggestive than definitive. Still, the low debt burden provides meaningful downside protection. If your child is genuinely drawn to research psychology and Colgate's academic environment, the financial foundation is sound enough to pursue graduate school or entry-level positions without crushing debt. Just don't expect the degree alone to command premium salaries in those first years.

Where Colgate University Stands

Earnings vs. debt across all research and experimental psychology bachelors's programs nationally

Colgate UniversityOther research and experimental psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Colgate University graduates compare to all programs nationally

Colgate University graduates earn $42k, placing them in the 86th percentile of all research and experimental psychology bachelors programs nationally.

Compare to Similar Programs in New York

Research and Experimental Psychology bachelors's programs at peer institutions in New York (15 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Colgate University$41,883—$16,0000.38
Columbia University in the City of New York$53,156$56,899$20,5000.39
Barnard College$44,055—$17,0000.39
Hamilton College$39,880—$17,4500.44
University of Rochester$39,732$68,347$21,0000.53
New York University$37,512—$21,4990.57
National Median$34,768—$21,5000.62

Other Research and Experimental Psychology Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Columbia University in the City of New York
New York
$69,045$53,156$20,500
Barnard College
New York
$66,246$44,055$17,000
Hamilton College
Clinton
$65,740$39,880$17,450
University of Rochester
Rochester
$64,348$39,732$21,000
New York University
New York
$60,438$37,512$21,499

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Colgate University, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 21 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.