Analysis
Bellarmine biology graduates face a challenging first year—earning $29,253 puts them in the 31st percentile nationally—but the program's defining feature is its 71% earnings jump by year four. That $49,960 four-year mark vaults graduates past 60% of Kentucky biology programs, positioning them behind only Northern Kentucky and UK among major state programs. For a school with a 94% admission rate, that's a notable outcome suggesting solid career support or strong health profession placement.
The $27,000 debt load is actually lower than the state median ($24,100 is slightly misleading—Bellarmine is just $2,900 above it), and with a 0.92 debt-to-earnings ratio, graduates owe less than one year's starting salary. That's manageable, especially given how quickly earnings climb. The real question is what drives that four-year surge: if it's graduate school entry (med school, pharmacy, PA programs), families should factor in additional education costs. If it's career progression, the trajectory looks solid.
For families comparing Kentucky options, Bellarmine lands in the middle tier—not matching Northern Kentucky's numbers but outpacing smaller private competitors like University of the Cumberlands. The moderate sample size (30-100 graduates) means these figures are reasonably reliable. Bottom line: this works if your student can weather a lean first year and the career plan aligns with that strong mid-term growth pattern.
Where Bellarmine University Stands
Earnings vs. debt across all biology bachelors's programs nationally
Earnings Distribution
How Bellarmine University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Bellarmine University | $29,253 | $49,960 | +71% |
| Morehead State University | $22,572 | $49,734 | +120% |
| University of Louisville | $27,123 | $45,398 | +67% |
| University of Kentucky | $31,360 | $44,651 | +42% |
| Northern Kentucky University | $38,970 | $43,852 | +13% |
Compare to Similar Programs in Kentucky
Biology bachelors's programs at peer institutions in Kentucky (25 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $47,180 | $29,253 | $49,960 | $27,000 | 0.92 | |
| $10,896 | $38,970 | $43,852 | $23,950 | 0.61 | |
| $13,212 | $31,360 | $44,651 | $23,250 | 0.74 | |
| $11,436 | $29,945 | $40,022 | $22,500 | 0.75 | |
| $24,150 | $28,699 | $27,273 | $21,128 | 0.74 | |
| $9,875 | $27,786 | — | $20,318 | 0.73 | |
| National Median | — | $32,316 | — | $25,000 | 0.77 |
Career Paths
Occupations commonly associated with biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Medical Scientists, Except Epidemiologists
Biological Science Teachers, Postsecondary
Forensic Science Technicians
Secondary School Teachers, Except Special and Career/Technical Education
Biological Technicians
Agricultural Technicians
Precision Agriculture Technicians
Food Science Technicians
Biological Scientists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bellarmine University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 32 graduates with reported earnings and 44 graduates with debt data. Small samples may not be representative.