Median Earnings (1yr)
$38,970
89th percentile (80th in KY)
Median Debt
$23,950
4% below national median
Debt-to-Earnings
0.61
Manageable
Sample Size
62
Adequate data

Analysis

Northern Kentucky University's biology program outperforms both Kentucky and national benchmarks by substantial margins—graduates earn 60% more than the typical Kentucky biology major and 21% more than the national median. At $38,970 starting, this places NKU ahead of even the University of Kentucky's more selective program, ranking in the 80th percentile statewide despite the university's 96% acceptance rate.

The debt picture is equally compelling. With $23,950 in median debt—below both state and national averages—graduates face a manageable debt-to-earnings ratio of 0.61. That translates to roughly half a year's salary in debt, well within reasonable bounds for a science degree. Earnings grow steadily to $43,852 by year four, suggesting the program prepares students for career progression rather than trapping them in entry-level positions.

For families weighing biology programs in Kentucky, NKU delivers the strongest financial outcome at a fraction of the selectivity (and likely stress) of more competitive options. The combination of lower debt and higher earnings makes this an unusually strong value proposition in a field where many graduates struggle with modest starting salaries.

Where Northern Kentucky University Stands

Earnings vs. debt across all biology bachelors's programs nationally

Northern Kentucky UniversityOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northern Kentucky University graduates compare to all programs nationally

Northern Kentucky University graduates earn $39k, placing them in the 89th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Biology bachelors's programs at peer institutions in Kentucky (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Kentucky University$38,970$43,852$23,9500.61
University of Kentucky$31,360$44,651$23,2500.74
Western Kentucky University$29,945$40,022$22,5000.75
Bellarmine University$29,253$49,960$27,0000.92
University of Pikeville$28,699$27,273$21,1280.74
University of the Cumberlands$27,786—$20,3180.73
National Median$32,316—$25,0000.77

Other Biology Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Kentucky
Lexington
$13,212$31,360$23,250
Western Kentucky University
Bowling Green
$11,436$29,945$22,500
Bellarmine University
Louisville
$47,180$29,253$27,000
University of Pikeville
Pikeville
$24,150$28,699$21,128
University of the Cumberlands
Williamsburg
$9,875$27,786$20,318

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Kentucky University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 62 graduates with reported earnings and 73 graduates with debt data. Small samples may not be representative.