Analysis
University of the Cumberlands biology graduates earn just under $28,000 in their first yearβabout $4,500 below the national average for biology majors. That would be more concerning if not for Kentucky context: this actually beats the state median for biology programs, placing it solidly mid-pack among Kentucky schools. Still, when Northern Kentucky University biology grads earn nearly $39,000 and even UK grads clear $31,000, families should recognize they're not getting top-tier Kentucky outcomes here.
The debt picture offers some relief. At $20,318, graduates owe about $5,000 less than typical biology majors nationally and roughly $4,000 less than the Kentucky median. The 0.73 debt-to-earnings ratio means students are borrowing less than one year's salary, which is manageable territory. Given that nearly half of students receive Pell grants, the lower debt burden mattersβthese aren't families with easy access to alternative financing.
The caveat: this data comes from fewer than 30 graduates, so individual circumstances heavily influence these numbers. For a Kentucky family committed to staying in-state and seeking a smaller Christian college environment, the combination of below-average debt and middle-of-the-pack Kentucky earnings makes this workable. But students serious about biology careers should know they're accepting a significant earnings gap compared to Kentucky's flagship and regional universities, particularly if graduate school isn't immediately in the plans.
Where University of the Cumberlands Stands
Earnings vs. debt across all biology bachelors's programs nationally
Earnings Distribution
How University of the Cumberlands graduates compare to all programs nationally
Compare to Similar Programs in Kentucky
Biology bachelors's programs at peer institutions in Kentucky (25 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,875 | $27,786 | β | $20,318 | 0.73 | |
| $10,896 | $38,970 | $43,852 | $23,950 | 0.61 | |
| $13,212 | $31,360 | $44,651 | $23,250 | 0.74 | |
| $11,436 | $29,945 | $40,022 | $22,500 | 0.75 | |
| $47,180 | $29,253 | $49,960 | $27,000 | 0.92 | |
| $24,150 | $28,699 | $27,273 | $21,128 | 0.74 | |
| National Median | β | $32,316 | β | $25,000 | 0.77 |
Career Paths
Occupations commonly associated with biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Medical Scientists, Except Epidemiologists
Biological Science Teachers, Postsecondary
Forensic Science Technicians
Secondary School Teachers, Except Special and Career/Technical Education
Biological Technicians
Agricultural Technicians
Precision Agriculture Technicians
Food Science Technicians
Biological Scientists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Cumberlands, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 25 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.