Median Earnings (1yr)
$27,786
23rd percentile
60th percentile in Kentucky
Median Debt
$20,318
19% below national median

Analysis

University of the Cumberlands biology graduates earn just under $28,000 in their first yearβ€”about $4,500 below the national average for biology majors. That would be more concerning if not for Kentucky context: this actually beats the state median for biology programs, placing it solidly mid-pack among Kentucky schools. Still, when Northern Kentucky University biology grads earn nearly $39,000 and even UK grads clear $31,000, families should recognize they're not getting top-tier Kentucky outcomes here.

The debt picture offers some relief. At $20,318, graduates owe about $5,000 less than typical biology majors nationally and roughly $4,000 less than the Kentucky median. The 0.73 debt-to-earnings ratio means students are borrowing less than one year's salary, which is manageable territory. Given that nearly half of students receive Pell grants, the lower debt burden mattersβ€”these aren't families with easy access to alternative financing.

The caveat: this data comes from fewer than 30 graduates, so individual circumstances heavily influence these numbers. For a Kentucky family committed to staying in-state and seeking a smaller Christian college environment, the combination of below-average debt and middle-of-the-pack Kentucky earnings makes this workable. But students serious about biology careers should know they're accepting a significant earnings gap compared to Kentucky's flagship and regional universities, particularly if graduate school isn't immediately in the plans.

Where University of the Cumberlands Stands

Earnings vs. debt across all biology bachelors's programs nationally

Earnings Distribution

How University of the Cumberlands graduates compare to all programs nationally

Compare to Similar Programs in Kentucky

Biology bachelors's programs at peer institutions in Kentucky (25 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of the CumberlandsWilliamsburg$9,875$27,786β€”$20,3180.73
Northern Kentucky UniversityHighland Heights$10,896$38,970$43,852$23,9500.61
University of KentuckyLexington$13,212$31,360$44,651$23,2500.74
Western Kentucky UniversityBowling Green$11,436$29,945$40,022$22,5000.75
Bellarmine UniversityLouisville$47,180$29,253$49,960$27,0000.92
University of PikevillePikeville$24,150$28,699$27,273$21,1280.74
National Medianβ€”$32,316β€”$25,0000.77

Career Paths

Occupations commonly associated with biology graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Medical Scientists, Except Epidemiologists

Conduct research dealing with the understanding of human diseases and the improvement of human health. Engage in clinical investigation, research and development, or other related activities.

$100,590/yrJobs growth:Doctoral or professional degree

Biological Science Teachers, Postsecondary

Teach courses in biological sciences. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Forensic Science Technicians

Collect, identify, classify, and analyze physical evidence related to criminal investigations. Perform tests on weapons or substances, such as fiber, hair, and tissue to determine significance to investigation. May testify as expert witnesses on evidence or crime laboratory techniques. May serve as specialists in area of expertise, such as ballistics, fingerprinting, handwriting, or biochemistry.

$67,440/yrJobs growth:Bachelor's degree

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Biological Technicians

Assist biological and medical scientists. Set up, operate, and maintain laboratory instruments and equipment, monitor experiments, collect data and samples, make observations, and calculate and record results. May analyze organic substances, such as blood, food, and drugs.

$52,000/yrJobs growth:Bachelor's degree

Agricultural Technicians

Work with agricultural scientists in plant, fiber, and animal research, or assist with animal breeding and nutrition. Set up or maintain laboratory equipment and collect samples from crops or animals. Prepare specimens or record data to assist scientists in biology or related life science experiments. Conduct tests and experiments to improve yield and quality of crops or to increase the resistance of plants and animals to disease or insects.

$48,480/yrJobs growth:Associate's degree

Precision Agriculture Technicians

Apply geospatial technologies, including geographic information systems (GIS) and Global Positioning System (GPS), to agricultural production or management activities, such as pest scouting, site-specific pesticide application, yield mapping, or variable-rate irrigation. May use computers to develop or analyze maps or remote sensing images to compare physical topography with data on soils, fertilizer, pests, or weather.

$48,480/yrJobs growth:Associate's degree

Food Science Technicians

Work with food scientists or technologists to perform standardized qualitative and quantitative tests to determine physical or chemical properties of food or beverage products. Includes technicians who assist in research and development of production technology, quality control, packaging, processing, and use of foods.

$48,480/yrJobs growth:Associate's degree

Biological Scientists, All Other

All biological scientists not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Cumberlands, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 25 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.