Median Earnings (1yr)
$40,785
27th percentile (60th in KY)
Median Debt
$27,000
1% above national median
Debt-to-Earnings
0.66
Manageable
Sample Size
23
Limited data

Analysis

Bellarmine's special education program falls short of national earnings benchmarks but performs solidly within Kentucky's competitive teacher preparation landscape. Graduates earn about $40,800 in their first year, which trails the national median by roughly $3,300 but sits comfortably above Kentucky's state median. Among Kentucky's 14 special education programs, this ranks in the 60th percentile—ahead of established programs at Eastern Kentucky and Morehead State, though behind flagship options like UK.

The $27,000 median debt sits right at both national and state medians, creating a manageable debt load with a 0.66 debt-to-earnings ratio. That's better than most education programs nationally. The concerning element is the slight earnings dip from year one to year four, though this likely reflects Kentucky's teacher salary schedules rather than a program-specific issue. With fewer than 30 graduates in the data sample, these numbers could shift with additional reporting.

For Kentucky families keeping their child in-state, this represents a middle-tier option that gets graduates into the classroom with reasonable debt. The admission accessibility (94% acceptance rate) means your child won't face significant entry barriers. However, if maximizing earning potential is the priority, UK's program shows higher outcomes with similar debt levels, making it worth the comparison for families who can access it.

Where Bellarmine University Stands

Earnings vs. debt across all special education and teaching bachelors's programs nationally

Bellarmine UniversityOther special education and teaching programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Bellarmine University graduates compare to all programs nationally

Bellarmine University graduates earn $41k, placing them in the 27th percentile of all special education and teaching bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Special Education and Teaching bachelors's programs at peer institutions in Kentucky (14 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Bellarmine University$40,785$39,983$27,0000.66
University of Kentucky$41,217$44,843$26,5000.64
Northern Kentucky University$40,333—$30,7500.76
Western Kentucky University$38,807—$27,0000.70
Eastern Kentucky University$38,485$38,073$28,3810.74
Morehead State University$36,999$36,125$26,8780.73
National Median$44,139—$26,7170.61

Other Special Education and Teaching Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Kentucky
Lexington
$13,212$41,217$26,500
Northern Kentucky University
Highland Heights
$10,896$40,333$30,750
Western Kentucky University
Bowling Green
$11,436$38,807$27,000
Eastern Kentucky University
Richmond
$10,130$38,485$28,381
Morehead State University
Morehead
$9,838$36,999$26,878

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Bellarmine University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 23 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.