Median Earnings (1yr)
$36,999
10th percentile (40th in KY)
Median Debt
$26,878
1% above national median
Debt-to-Earnings
0.73
Manageable
Sample Size
63
Adequate data

Analysis

Morehead State's special education program sits near the bottom nationally but middle-of-the-pack for Kentucky—which tells you something about the broader challenges facing Kentucky teacher pay. At $37,000 first-year earnings, graduates here earn about 95% of the Kentucky median for this field but only 84% of the national benchmark. The state's 40th percentile ranking means roughly half of Kentucky's special education programs deliver better outcomes, including University of Kentucky ($41,217) and several other public universities.

The debt load of $26,878 is essentially average for the field, but when paired with Kentucky's compressed teacher salaries, it creates a tighter financial picture than similar programs in higher-paying states. More troubling: earnings actually decline slightly by year four rather than growing with experience, which is unusual even in education. This could reflect Kentucky's salary structures or retention challenges in special education roles.

For families committed to special education teaching in Kentucky, this program provides credentialing at moderate debt levels. But if your child has admission offers from UK, Northern Kentucky, or Western Kentucky—all of which show $2,000-4,000 higher starting salaries—those programs offer meaningfully better financial positioning for the same career path and similar debt loads. The difference compounds over a teaching career.

Where Morehead State University Stands

Earnings vs. debt across all special education and teaching bachelors's programs nationally

Morehead State UniversityOther special education and teaching programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Morehead State University graduates compare to all programs nationally

Morehead State University graduates earn $37k, placing them in the 10th percentile of all special education and teaching bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Special Education and Teaching bachelors's programs at peer institutions in Kentucky (14 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Morehead State University$36,999$36,125$26,8780.73
University of Kentucky$41,217$44,843$26,5000.64
Bellarmine University$40,785$39,983$27,0000.66
Northern Kentucky University$40,333—$30,7500.76
Western Kentucky University$38,807—$27,0000.70
Eastern Kentucky University$38,485$38,073$28,3810.74
National Median$44,139—$26,7170.61

Other Special Education and Teaching Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Kentucky
Lexington
$13,212$41,217$26,500
Bellarmine University
Louisville
$47,180$40,785$27,000
Northern Kentucky University
Highland Heights
$10,896$40,333$30,750
Western Kentucky University
Bowling Green
$11,436$38,807$27,000
Eastern Kentucky University
Richmond
$10,130$38,485$28,381

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Morehead State University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 63 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.