Special Education and Teaching at Northern Kentucky University
Bachelor's Degree
Analysis
Northern Kentucky University's special education program generates mixed signals that depend heavily on whether you're comparing locally or nationally. Within Kentucky, these graduates actually perform reasonably well—ranking in the 60th percentile for earnings and outpacing several state universities. At $40,333, first-year earnings beat the state median and come close to what UK graduates earn. However, against national benchmarks, the picture looks weaker, landing in just the 24th percentile.
The debt burden tells a more straightforward story. At $30,750, graduates carry slightly more debt than typical Kentucky peers but significantly less than the national average. The debt-to-earnings ratio of 0.76 suggests manageable repayment within the first few years, particularly for someone committed to staying in Kentucky's teaching market. Special education roles typically offer stable employment and modest salary growth, which matters when evaluating long-term affordability.
The critical caveat: this data comes from fewer than 30 graduates, so a few outliers could skew the numbers considerably. If your child is drawn to NKU for location or cost reasons and plans to teach in Kentucky, this program appears workable—the debt isn't crushing and the local earnings are competitive. But if they're considering multiple states or could access higher-ranked programs at similar cost, stronger options exist both within Kentucky and nationally.
Where Northern Kentucky University Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Northern Kentucky University graduates compare to all programs nationally
Northern Kentucky University graduates earn $40k, placing them in the 24th percentile of all special education and teaching bachelors programs nationally.
Compare to Similar Programs in Kentucky
Special Education and Teaching bachelors's programs at peer institutions in Kentucky (14 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Northern Kentucky University | $40,333 | — | $30,750 | 0.76 |
| University of Kentucky | $41,217 | $44,843 | $26,500 | 0.64 |
| Bellarmine University | $40,785 | $39,983 | $27,000 | 0.66 |
| Western Kentucky University | $38,807 | — | $27,000 | 0.70 |
| Eastern Kentucky University | $38,485 | $38,073 | $28,381 | 0.74 |
| Morehead State University | $36,999 | $36,125 | $26,878 | 0.73 |
| National Median | $44,139 | — | $26,717 | 0.61 |
Other Special Education and Teaching Programs in Kentucky
Compare tuition, earnings, and debt across Kentucky schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Kentucky Lexington | $13,212 | $41,217 | $26,500 |
| Bellarmine University Louisville | $47,180 | $40,785 | $27,000 |
| Western Kentucky University Bowling Green | $11,436 | $38,807 | $27,000 |
| Eastern Kentucky University Richmond | $10,130 | $38,485 | $28,381 |
| Morehead State University Morehead | $9,838 | $36,999 | $26,878 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Kentucky University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 21 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.