Analysis
A $13,000 debt load for a credential in a field where entry-level positions often demand more than an undergraduate certificate is a reasonable gamble—if the estimate holds true. Based on comparable certificate programs nationally, graduates enter at around $44,000, which translates to a manageable debt burden of roughly three months' salary. That's tolerable, especially in the Seattle-Bellevue tech corridor where even junior developer roles can command higher wages than national averages.
The challenge is what this certificate actually qualifies you for. Computer programming certificates sit in an awkward middle ground: they're substantial enough to cost real money and time, but employers increasingly expect bachelor's degrees or demonstrable portfolios for most programming positions. Similar programs nationally produce outcomes that suggest graduates land in support roles, testing positions, or continue their education rather than jumping straight into software development. In Bellevue's competitive tech market, where Microsoft, Amazon, and countless startups set hiring standards, a certificate alone may not open many doors.
Treat this as a strategic stepping stone rather than a terminal credential. If your student already has a degree in another field and needs technical skills to pivot careers, or plans to transfer these credits toward a bachelor's, the modest debt makes sense. As a standalone investment for someone starting from scratch, the limited data and credential level suggest proceeding cautiously—this may buy access to the program but not necessarily the career.
Where Bellevue College Stands
Earnings vs. debt across all computer programming certificate's programs nationally
Compare to Similar Programs Nationally
Computer Programming certificate's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,305 | $43,727* | — | $13,274* | — | |
| $9,552 | $60,496* | — | $14,431* | 0.24 | |
| — | $60,496* | — | $14,431* | 0.24 | |
| $2,370 | $43,727* | $48,595 | $19,107* | 0.44 | |
| $2,136 | $37,250* | — | $11,884* | 0.32 | |
| — | $15,968* | — | —* | — | |
| National Median | — | $43,727* | — | $14,340* | 0.33 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bellevue College, approximately 10% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.