Analysis
A debt-to-earnings ratio of 0.32 suggests reasonable borrowing for this associate's degree, though that conclusion rests on estimates drawn from peer programs nationally rather than Bellingham Tech's actual graduate outcomes. Similar computer science associate's programs across the country report first-year earnings around $39,000, which would make the estimated $12,500 in debt manageable—you'd be looking at monthly payments below 5% of gross income under standard repayment. For a two-year technical credential, that's a workable start, particularly if your student plans to enter the workforce immediately or transfer to a bachelor's program later.
The challenge is that Washington hosts 13 computer science associate's programs, but none have published graduate data that would let you compare Bellingham Tech specifically to in-state alternatives. Tech job markets vary dramatically by region, and Bellingham's proximity to Seattle could mean better opportunities than the national baseline suggests—or local competition could make breaking in harder. The 31% Pell grant rate indicates the school serves students with genuine financial constraints, which matters if you're weighing community college options.
Without school-specific outcomes, you're betting that Bellingham Tech's program performs roughly like the national median. That's not unreasonable for an accredited technical college, but before committing, talk to the program directly about job placement rates and whether local employers actively recruit from their graduates. The numbers suggest viability if those conversations check out.
Where Bellingham Technical College Stands
Earnings vs. debt across all computer science associates's programs nationally
Compare to Similar Programs Nationally
Computer Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,226 | $39,118* | — | $12,458* | — | |
| $6,391 | $79,044* | $83,812 | $15,254* | 0.19 | |
| $5,703 | $48,889* | $81,847 | $13,000* | 0.27 | |
| $8,280 | $47,904* | — | $22,519* | 0.47 | |
| $5,520 | $30,332* | — | $9,000* | 0.30 | |
| $5,218 | $24,888* | $46,054 | $8,750* | 0.35 | |
| National Median | — | $39,118* | — | $12,458* | 0.32 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bellingham Technical College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.