Analysis
A math degree that lands you at around $41,000 in year one—roughly what the typical North Carolina math graduate earns—paired with an estimated $21,750 in debt creates a workable but modest financial picture. The debt-to-earnings ratio of 0.53 suggests manageable repayment, but this isn't a program positioned for standout returns. When Duke math graduates start at $121,000 and even UNC-Chapel Hill's begin at $53,000, the reality is that Belmont Abbey's estimated outcomes cluster at the lower end of the state's range.
The challenge here is what comes next. Math degrees can lead to lucrative paths in data science, actuarial work, or quantitative finance—but those outcomes typically require either strategic internships, graduate credentials, or moving to markets with stronger demand. At $41,000, you're starting closer to general business roles than specialized quantitative positions. The debt load won't crush anyone, but the first-year salary also won't provide much cushion for exploring options or funding further education.
For parents evaluating this investment, the core question is whether your student has clear plans beyond the bachelor's degree itself. If they're targeting teaching, general analytics roles, or graduate school, these estimated figures suggest a financially reasonable path. If they're hoping the degree alone will open doors to high-paying quant careers, peer programs—even within North Carolina's public universities—appear to position graduates more competitively from the start.
Where Belmont Abbey College Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in North Carolina
Mathematics bachelors's programs at peer institutions in North Carolina (44 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $19,500 | $40,888* | — | $21,750* | — | |
| $65,805 | $121,088* | $99,927 | $13,000* | 0.11 | |
| $8,989 | $53,402* | $87,301 | $14,500* | 0.27 | |
| $8,895 | $43,585* | — | $21,256* | 0.49 | |
| $7,214 | $42,740* | $57,150 | $25,000* | 0.58 | |
| $7,361 | $40,888* | $50,943 | $21,500* | 0.53 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Belmont Abbey College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in NC. Actual outcomes may vary.