Analysis
Drawing on comparable associate's programs across Ohio, this program appears to track with state norms—estimated first-year earnings around $36,400 and debt near $21,000. That debt-to-earnings ratio of 0.57 falls within manageable territory for a two-year technical credential, though it's worth noting the estimated debt sits above the national median for computer programming programs by about $3,600.
The real question is opportunity cost. Cincinnati State's computer programming graduates earn nearly $56,000 in their first year—a $20,000 premium over typical Ohio outcomes. While Belmont serves a different region and may offer distinct advantages like proximity or smaller class sizes for the 31% of students on Pell grants, that earnings gap is substantial. The technology sector rewards specific skills and credentials unevenly, and location matters significantly in this field.
For families in eastern Ohio seeking a local option, these estimates suggest a standard community college value proposition: modest debt for entry-level technical work. But if your student has flexibility in where they study, exploring programs with stronger demonstrated earnings outcomes makes sense. The difference between $36,000 and $56,000 in starting salary compounds quickly over a career, and the debt loads are comparable.
Where Belmont College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs in Ohio
Computer Programming associates's programs at peer institutions in Ohio (29 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,815 | $36,388* | — | $20,729* | — | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $7,272 | $36,388* | $36,797 | $20,729* | 0.57 | |
| $7,272 | $36,388* | $36,797 | $20,729* | 0.57 | |
| $7,272 | $36,388* | $36,797 | $20,729* | 0.57 | |
| $7,272 | $36,388* | $36,797 | $20,729* | 0.57 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Belmont College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in OH. Actual outcomes may vary.