Median Earnings (1yr)
$45,668
70th percentile (60th in MN)
Median Debt
$23,389
11% below national median
Debt-to-Earnings
0.51
Manageable
Sample Size
42
Adequate data

Analysis

Bemidji State's teacher education graduates earn $45,668 in their first year—outperforming 70% of similar programs nationwide and beating Minnesota's median by over $1,300. More importantly, they accomplish this while carrying $23,389 in debt, roughly $3,600 less than the typical Minnesota graduate in this field. That debt-to-earnings ratio of 0.51 means graduates can realistically manage their loans on a teacher's salary, a crucial consideration for a profession where earnings rarely skyrocket.

The catch? Growth plateaus quickly. Four years out, earnings inch up just 3% to $46,804—compare that to Concordia-Moorhead's $48,164 starting point, and you see how Bemidji's initial advantage narrows. Still, this program ranks in Minnesota's 60th percentile and sits comfortably above the national median of $43,082. For students planning to teach in Minnesota (where certification often requires in-state preparation), Bemidji delivers solid value without the debt burden of pricier alternatives like St. Olaf or Gustavus Adolphus.

For families prioritizing affordability and job readiness, Bemidji makes sense—especially if your child plans to stay in the region. The lower debt load provides breathing room that matters more in teaching than in fields where earnings accelerate faster. Just understand you're trading some upside for financial security at the start.

Where Bemidji State University Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

Bemidji State UniversityOther teacher education and professional development, specific subject areas programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Bemidji State University graduates compare to all programs nationally

Bemidji State University graduates earn $46k, placing them in the 70th percentile of all teacher education and professional development, specific subject areas bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Minnesota (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Bemidji State University$45,668$46,804$23,3890.51
Concordia College at Moorhead$48,164$45,077$27,0000.56
Concordia University-Saint Paul$48,056$48,151——
St Olaf College$47,807$53,320$27,0000.56
Gustavus Adolphus College$47,250$49,123——
Metropolitan State University$46,490$51,544$27,9840.60
National Median$43,082—$26,2210.61

Other Teacher Education and Professional Development, Specific Subject Areas Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Concordia College at Moorhead
Moorhead
$30,020$48,164$27,000
Concordia University-Saint Paul
Saint Paul
$25,000$48,056—
St Olaf College
Northfield
$56,970$47,807$27,000
Gustavus Adolphus College
Saint Peter
$54,310$47,250—
Metropolitan State University
Saint Paul
$9,780$46,490$27,984

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Bemidji State University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 42 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.