Median Earnings (1yr)
$48,164
87th percentile (60th in MN)
Median Debt
$27,000
3% above national median
Debt-to-Earnings
0.56
Manageable
Sample Size
37
Adequate data

Analysis

Concordia College at Moorhead graduates enter teaching careers earning $48,164—well above the national median for education programs and competitive with Minnesota's strongest teacher prep schools. The program ranks in the 87th percentile nationally, placing it among top performers for this degree. Within Minnesota's crowded field of 26 education programs, it sits solidly at the 60th percentile, essentially matching elite liberal arts colleges like St. Olaf ($47,807) despite a more accessible admission profile. The $27,000 debt load is typical for the field and translates to a manageable 0.56 debt-to-earnings ratio.

The concerning pattern here is the earnings trajectory: salaries dip to $45,077 by year four, a 6% decline that likely reflects the realities of teacher salary schedules in smaller Minnesota districts or graduates moving between positions. This isn't unique to Concordia—it's a broader challenge in education careers—but it means the strong starting salary is the high point rather than a launching pad.

For families comfortable with teaching's known trade-offs, this program delivers exactly what it promises: competitive preparation at a price point that won't burden new teachers. The debt is manageable on a teacher's salary, and starting pay positions graduates well within their profession. Just understand that year-one earnings represent the ceiling, not the floor.

Where Concordia College at Moorhead Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

Concordia College at MoorheadOther teacher education and professional development, specific subject areas programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Concordia College at Moorhead graduates compare to all programs nationally

Concordia College at Moorhead graduates earn $48k, placing them in the 87th percentile of all teacher education and professional development, specific subject areas bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Minnesota (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Concordia College at Moorhead$48,164$45,077$27,0000.56
Concordia University-Saint Paul$48,056$48,151——
St Olaf College$47,807$53,320$27,0000.56
Gustavus Adolphus College$47,250$49,123——
Metropolitan State University$46,490$51,544$27,9840.60
Bemidji State University$45,668$46,804$23,3890.51
National Median$43,082—$26,2210.61

Other Teacher Education and Professional Development, Specific Subject Areas Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Concordia University-Saint Paul
Saint Paul
$25,000$48,056—
St Olaf College
Northfield
$56,970$47,807$27,000
Gustavus Adolphus College
Saint Peter
$54,310$47,250—
Metropolitan State University
Saint Paul
$9,780$46,490$27,984
Bemidji State University
Bemidji
$10,164$45,668$23,389

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia College at Moorhead, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 37 graduates with reported earnings and 38 graduates with debt data. Small samples may not be representative.