Analysis
Biola's psychology program starts students at a concerning $26,764—well below both California's median and the national average for psychology majors. However, the trajectory here tells a different story than the initial number suggests. Earnings jump 72% by year four to $45,978, ultimately surpassing not just state and national medians but approaching the performance of much higher-ranked California programs.
The debt picture reinforces the value proposition. At $23,250, students borrow less than the national psychology median and only slightly more than California's typical debt load. The 0.87 debt-to-earnings ratio means graduates owe less than one year's starting salary—manageable even during that difficult first year. By year four, when earnings have nearly doubled, that debt becomes quite reasonable relative to income.
This is a program where patience pays off. Parents should be prepared for a lean first year or two after graduation, but the strong earnings growth suggests Biola's Christian psychology emphasis or professional preparation translates into better career outcomes over time. If your student can weather the initial earnings gap—perhaps with family support or by living at home—the four-year outlook competes with California programs that rank far higher in immediate post-graduation earnings.
Where Biola University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Biola University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Biola University | $26,764 | $45,978 | +72% |
| Santa Clara University | $38,587 | $58,545 | +52% |
| University of the Pacific | $23,077 | $57,652 | +150% |
| University of Southern California | $34,139 | $55,156 | +62% |
| University of San Diego | $35,595 | $55,078 | +55% |
Compare to Similar Programs in California
Psychology bachelors's programs at peer institutions in California (84 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $46,704 | $26,764 | $45,978 | $23,250 | 0.87 | |
| $12,520 | $40,726 | $51,379 | $26,703 | 0.66 | |
| $20,844 | $39,596 | — | $40,645 | 1.03 | |
| $59,241 | $38,587 | $58,545 | $17,667 | 0.46 | |
| $13,160 | $38,524 | $36,510 | $43,875 | 1.14 | |
| $13,320 | $38,523 | $54,307 | $31,250 | 0.81 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Biola University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 47 graduates with reported earnings and 100 graduates with debt data. Small samples may not be representative.