Median Earnings (1yr)
$26,764
15th percentile (40th in CA)
Median Debt
$23,250
9% below national median
Debt-to-Earnings
0.87
Manageable
Sample Size
47
Adequate data

Analysis

Biola's psychology program starts students at a concerning $26,764—well below both California's median and the national average for psychology majors. However, the trajectory here tells a different story than the initial number suggests. Earnings jump 72% by year four to $45,978, ultimately surpassing not just state and national medians but approaching the performance of much higher-ranked California programs.

The debt picture reinforces the value proposition. At $23,250, students borrow less than the national psychology median and only slightly more than California's typical debt load. The 0.87 debt-to-earnings ratio means graduates owe less than one year's starting salary—manageable even during that difficult first year. By year four, when earnings have nearly doubled, that debt becomes quite reasonable relative to income.

This is a program where patience pays off. Parents should be prepared for a lean first year or two after graduation, but the strong earnings growth suggests Biola's Christian psychology emphasis or professional preparation translates into better career outcomes over time. If your student can weather the initial earnings gap—perhaps with family support or by living at home—the four-year outlook competes with California programs that rank far higher in immediate post-graduation earnings.

Where Biola University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Biola UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Biola University graduates compare to all programs nationally

Biola University graduates earn $27k, placing them in the 15th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Psychology bachelors's programs at peer institutions in California (84 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Biola University$26,764$45,978$23,2500.87
University of Massachusetts Global$40,726$51,379$26,7030.66
The Chicago School at Los Angeles$39,596—$40,6451.03
Santa Clara University$38,587$58,545$17,6670.46
Ashford University$38,524$36,510$43,8751.14
National University$38,523$54,307$31,2500.81
National Median$31,482—$25,5000.81

Other Psychology Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Massachusetts Global
Aliso Viejo
$12,520$40,726$26,703
The Chicago School at Los Angeles
Los Angeles
$20,844$39,596$40,645
Santa Clara University
Santa Clara
$59,241$38,587$17,667
Ashford University
San Diego
$13,160$38,524$43,875
National University
San Diego
$13,320$38,523$31,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Biola University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 47 graduates with reported earnings and 100 graduates with debt data. Small samples may not be representative.