Median Earnings (1yr)
$42,384
95th percentile (60th in MA)
Median Debt
$17,361
36% below national median
Debt-to-Earnings
0.41
Manageable
Sample Size
73
Adequate data

Analysis

Boston College psychology graduates start modestly at $42,384, but within four years they're earning $58,439—a 38% jump that outpaces the typical trajectory for this degree. More importantly, they're doing this with just $17,361 in debt, roughly a third of what psychology majors typically carry nationwide. That 0.41 debt-to-earnings ratio means students can realistically pay off loans within a year or two of graduating, a rare position for bachelor's-level psychology programs.

The state picture tells an interesting story. While BC ranks at the 95th percentile nationally, it sits at the 60th percentile among Massachusetts programs—which actually reflects the strength of psychology programs across the state rather than any weakness here. BC graduates out-earn the state median and carry far less debt than typical Massachusetts psychology students. They're essentially getting elite-university outcomes (note that 16% admission rate) with manageable financial risk.

For parents worried about the employability of a psychology degree, this program offers a clear answer: selective admissions paired with Boston College's network appear to open doors that lead to steady earnings growth. The real value here isn't the starting salary—it's the combination of low debt and strong upward momentum that gives graduates financial flexibility to pursue graduate school, entry-level positions in their field, or pivot to adjacent careers without the crushing debt burden that often defines psychology majors.

Where Boston College Stands

Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally

Boston CollegeOther clinical, counseling and applied psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Boston College graduates compare to all programs nationally

Boston College graduates earn $42k, placing them in the 95th percentile of all clinical, counseling and applied psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in Massachusetts (9 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Boston College$42,384$58,439$17,3610.41
Emmanuel College$41,522$53,449$27,0000.65
Lesley University$38,404$43,650$26,0000.68
Tufts University$35,806———
National Median$34,506—$27,0000.78

Other Clinical, Counseling and Applied Psychology Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Emmanuel College
Boston
$46,686$41,522$27,000
Lesley University
Cambridge
$32,780$38,404$26,000
Tufts University
Medford
$67,844$35,806—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Boston College, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 73 graduates with reported earnings and 118 graduates with debt data. Small samples may not be representative.