Median Earnings (1yr)
$42,384
95th percentile
60th percentile in Massachusetts
Median Debt
$17,361
36% below national median

Analysis

Boston College psychology graduates start modestly at $42,384, but within four years they're earning $58,439—a 38% jump that outpaces the typical trajectory for this degree. More importantly, they're doing this with just $17,361 in debt, roughly a third of what psychology majors typically carry nationwide. That 0.41 debt-to-earnings ratio means students can realistically pay off loans within a year or two of graduating, a rare position for bachelor's-level psychology programs.

The state picture tells an interesting story. While BC ranks at the 95th percentile nationally, it sits at the 60th percentile among Massachusetts programs—which actually reflects the strength of psychology programs across the state rather than any weakness here. BC graduates out-earn the state median and carry far less debt than typical Massachusetts psychology students. They're essentially getting elite-university outcomes (note that 16% admission rate) with manageable financial risk.

For parents worried about the employability of a psychology degree, this program offers a clear answer: selective admissions paired with Boston College's network appear to open doors that lead to steady earnings growth. The real value here isn't the starting salary—it's the combination of low debt and strong upward momentum that gives graduates financial flexibility to pursue graduate school, entry-level positions in their field, or pivot to adjacent careers without the crushing debt burden that often defines psychology majors.

Where Boston College Stands

Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally

Earnings Distribution

How Boston College graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Boston College$42,384$58,439+38%
Embry-Riddle Aeronautical University-Prescott$41,456$71,212+72%
Embry-Riddle Aeronautical University-Daytona Beach$41,456$71,212+72%
Emmanuel College$41,522$53,449+29%
Lesley University$38,404$43,650+14%

Compare to Similar Programs in Massachusetts

Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in Massachusetts (9 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Boston CollegeChestnut Hill$67,680$42,384$58,439$17,3610.41
Emmanuel CollegeBoston$46,686$41,522$53,449$27,0000.65
Lesley UniversityCambridge$32,780$38,404$43,650$26,0000.68
Tufts UniversityMedford$67,844$35,806
National Median$34,506$27,0000.78

Career Paths

Occupations commonly associated with clinical, counseling and applied psychology graduates

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Training and Development Managers

Plan, direct, or coordinate the training and development activities and staff of an organization.

$127,090/yrJobs growth:Bachelor's degree

Management Analysts

Conduct organizational studies and evaluations, design systems and procedures, conduct work simplification and measurement studies, and prepare operations and procedures manuals to assist management in operating more efficiently and effectively. Includes program analysts and management consultants.

$101,190/yrJobs growth:Bachelor's degree

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

School Psychologists

Diagnose and implement individual or schoolwide interventions or strategies to address educational, behavioral, or developmental issues that adversely impact educational functioning in a school. May address student learning and behavioral problems and counsel students or families. May design and implement performance plans, and evaluate performance. May consult with other school-based personnel.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Human Resources Specialists

Recruit, screen, interview, or place individuals within an organization. May perform other activities in multiple human resources areas.

$72,910/yrJobs growth:Bachelor's degree

Training and Development Specialists

Design or conduct work-related training and development programs to improve individual skills or organizational performance. May analyze organizational training needs or evaluate training effectiveness.

$65,850/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Boston College, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 73 graduates with reported earnings and 118 graduates with debt data. Small samples may not be representative.