Analysis
Emmanuel College's Clinical Psychology program punches well above its weight nationally, with graduates earning $41,522 right out of school—putting them in the 94th percentile compared to similar programs nationwide. That's 20% more than the typical psychology bachelor's earns, a significant premium. The less exciting news? Within Massachusetts, where competition includes powerhouses like Boston College, this program sits at the 60th percentile. It beats schools like Tufts and Lesley, though Boston College still edges ahead slightly.
The financial equation looks manageable: $27,000 in debt against first-year earnings yields a 0.65 ratio, meaning graduates owe less than eight months of their starting salary. That's reasonable for a liberal arts degree. What's particularly encouraging is the 29% earnings growth to $53,449 by year four—strong momentum that suggests graduates are finding career traction rather than stalling in entry-level positions.
For Massachusetts families, this presents solid value. While your child won't command Boston College wages immediately, they'll earn more than most psychology graduates nationally, with debt that won't dominate their post-graduation years. The earnings trajectory suggests the degree opens doors to professional advancement. It's a practical choice for a field where many students ultimately need graduate credentials anyway.
Where Emmanuel College Stands
Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally
Earnings Distribution
How Emmanuel College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Emmanuel College | $41,522 | $53,449 | +29% |
| Embry-Riddle Aeronautical University-Prescott | $41,456 | $71,212 | +72% |
| Embry-Riddle Aeronautical University-Daytona Beach | $41,456 | $71,212 | +72% |
| Boston College | $42,384 | $58,439 | +38% |
| Lesley University | $38,404 | $43,650 | +14% |
Compare to Similar Programs in Massachusetts
Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in Massachusetts (9 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $46,686 | $41,522 | $53,449 | $27,000 | 0.65 | |
| $67,680 | $42,384 | $58,439 | $17,361 | 0.41 | |
| $32,780 | $38,404 | $43,650 | $26,000 | 0.68 | |
| $67,844 | $35,806 | — | — | — | |
| National Median | — | $34,506 | — | $27,000 | 0.78 |
Career Paths
Occupations commonly associated with clinical, counseling and applied psychology graduates
Human Resources Managers
Training and Development Managers
Management Analysts
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
School Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Human Resources Specialists
Training and Development Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Emmanuel College, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 38 graduates with reported earnings and 61 graduates with debt data. Small samples may not be representative.