Median Earnings (1yr)
$41,522
94th percentile (60th in MA)
Median Debt
$27,000
At national median
Debt-to-Earnings
0.65
Manageable
Sample Size
38
Adequate data

Analysis

Emmanuel College's Clinical Psychology program punches well above its weight nationally, with graduates earning $41,522 right out of school—putting them in the 94th percentile compared to similar programs nationwide. That's 20% more than the typical psychology bachelor's earns, a significant premium. The less exciting news? Within Massachusetts, where competition includes powerhouses like Boston College, this program sits at the 60th percentile. It beats schools like Tufts and Lesley, though Boston College still edges ahead slightly.

The financial equation looks manageable: $27,000 in debt against first-year earnings yields a 0.65 ratio, meaning graduates owe less than eight months of their starting salary. That's reasonable for a liberal arts degree. What's particularly encouraging is the 29% earnings growth to $53,449 by year four—strong momentum that suggests graduates are finding career traction rather than stalling in entry-level positions.

For Massachusetts families, this presents solid value. While your child won't command Boston College wages immediately, they'll earn more than most psychology graduates nationally, with debt that won't dominate their post-graduation years. The earnings trajectory suggests the degree opens doors to professional advancement. It's a practical choice for a field where many students ultimately need graduate credentials anyway.

Where Emmanuel College Stands

Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally

Emmanuel CollegeOther clinical, counseling and applied psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Emmanuel College graduates compare to all programs nationally

Emmanuel College graduates earn $42k, placing them in the 94th percentile of all clinical, counseling and applied psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in Massachusetts (9 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Emmanuel College$41,522$53,449$27,0000.65
Boston College$42,384$58,439$17,3610.41
Lesley University$38,404$43,650$26,0000.68
Tufts University$35,806———
National Median$34,506—$27,0000.78

Other Clinical, Counseling and Applied Psychology Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Boston College
Chestnut Hill
$67,680$42,384$17,361
Lesley University
Cambridge
$32,780$38,404$26,000
Tufts University
Medford
$67,844$35,806—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Emmanuel College, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 38 graduates with reported earnings and 61 graduates with debt data. Small samples may not be representative.