Analysis
Tufts graduates this Bachelor's program with estimated debt around $27,000, but first-year earnings of $35,806 land below the Massachusetts median of nearly $40,000 for psychology programs. That's a debt-to-earnings ratio of 0.75—manageable on paper, but the earnings lag is puzzling given Tufts' selectivity (10% admission rate, 1513 average SAT). Graduates from less selective Massachusetts schools like Emmanuel College and Boston College are earning $5,000-$6,000 more in year one.
The challenge here is that bachelor's-level psychology often serves as a stepping stone rather than a terminal degree. Many graduates pursue graduate school for licensure in counseling or clinical psychology, which means the debt compounds. If your child plans to stop at the bachelor's level, these earnings—while nationally average—suggest limited immediate financial payoff for a Tufts education. Similar programs across Massachusetts consistently outperform these figures.
The lack of reported data (necessitating these estimates) also means fewer graduates are entering the workforce directly, likely indicating most continue their education. If graduate school is the plan, factor in several more years of loans and delayed earnings. If not, ask hard questions about why Tufts graduates in this field aren't commanding the premium that the university's selectivity would suggest.
Where Tufts University Stands
Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally
Earnings Distribution
How Tufts University graduates compare to all programs nationally
Compare to Similar Programs in Massachusetts
Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in Massachusetts (9 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $67,844 | $35,806 | — | $27,000* | — | |
| $67,680 | $42,384 | $58,439 | $17,361* | 0.41 | |
| $46,686 | $41,522 | $53,449 | $27,000* | 0.65 | |
| $32,780 | $38,404 | $43,650 | $26,000* | 0.68 | |
| National Median | — | $34,506 | — | $27,000* | 0.78 |
Career Paths
Occupations commonly associated with clinical, counseling and applied psychology graduates
Human Resources Managers
Training and Development Managers
Management Analysts
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
School Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Human Resources Specialists
Training and Development Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Tufts University, approximately 12% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 17 graduates with reported earnings and 15 graduates with debt data. Small samples may not be representative.