Analysis
A debt-to-earnings ratio of 0.35 suggests manageable financing for what peer computer science programs typically deliver, though Kentucky's tech market complicates the picture. National computer science programs cluster around $70,950 in first-year earnings with debt near $23,374, placing these estimates solidly in the middle of outcomes for this field. But Kentucky's own market tells a different story—Murray State's reported $36,938 for CS graduates sits roughly half the national figure, reflecting the state's fewer tech hubs and lower cost of living.
That gap matters significantly. If Brescia's graduates remain in Kentucky and earn closer to state norms, the estimated $25,000 debt becomes a heavier burden—nearly double what it appears against national earnings. Computer science does offer geographic flexibility, and graduates who relocate to markets like Nashville, Cincinnati, or beyond could capture those stronger national earnings. But for students planning to stay near Owensboro or work remotely at Kentucky salary levels, this becomes a different financial proposition entirely.
The safest assumption: plan for Kentucky-level earnings unless you're confident about relocating. At state market rates, this program's value proposition weakens considerably. If migration to a stronger tech market is part of the plan, the debt load becomes far more justifiable.
Where Brescia University Stands
Earnings vs. debt across all computer science bachelors's programs nationally
Compare to Similar Programs in Kentucky
Computer Science bachelors's programs at peer institutions in Kentucky (7 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $30,450 | $70,950* | — | $25,000* | — | |
| $9,708 | $36,938* | $73,631 | $25,000* | 0.68 | |
| National Median | — | $70,950* | — | $23,374* | 0.33 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Brescia University, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 345 similar programs. Actual outcomes may vary.