Analysis
California's programming landscape tells a different story than what we're seeing here. While similar certificate programs across the state typically produce first-year earnings around $60,500, comparable programs nationally suggest Cabrillo's students might start closer to $43,700—a substantial $17,000 gap that changes the math considerably. That lower estimate could reflect differences in the local job market or the program's focus, but either way, it means graduates may earn roughly 28% less than their counterparts at other California schools.
The estimated debt load of $13,274 falls slightly below what peer programs typically report nationally, which helps the overall picture. At a 0.30 debt-to-earnings ratio based on these estimates, graduates would theoretically need about four months of gross income to cover their educational investment—manageable on paper. However, the uncertainty cuts both ways: if actual earnings lean toward California norms, this becomes a clear winner; if they track closer to (or below) the national estimate, the payoff diminishes significantly.
Before committing, your student needs clarity on where Cabrillo's graduates actually land jobs and at what salaries. Contact the program directly for placement data and consider whether the local Aptos-area tech market can support career growth, or if graduates typically need to relocate to Silicon Valley or other higher-paying regions to match state benchmarks.
Where Cabrillo College Stands
Earnings vs. debt across all computer programming certificate's programs nationally
Compare to Similar Programs in California
Computer Programming certificate's programs at peer institutions in California (69 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,270 | $43,727* | — | $13,274* | — | |
| — | $60,496* | — | $14,431* | 0.24 | |
| National Median | — | $43,727* | — | $14,340* | 0.33 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cabrillo College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.