Median Earnings (1yr)
$33,043
62nd percentile (60th in CA)
Median Debt
$27,000
6% above national median
Debt-to-Earnings
0.82
Manageable
Sample Size
105
Adequate data

Analysis

California Baptist University's psychology program outperforms expectations for a mid-tier private university, though the higher debt load compared to state averages requires careful consideration. At $33,043 starting out, graduates earn above both the national and California medians for psychology majors—ranking in the 60th percentile statewide. More importantly, earnings jump 27% to nearly $42,000 by year four, suggesting graduates successfully navigate early-career advancement in fields like social services, HR, or case management.

The debt picture presents the real tradeoff. While $27,000 sits below the national median for psychology programs, it's 26% higher than the typical California psychology graduate carries. Given the relatively modest starting salary, this means leaner first-year budgets compared to students at UC or CSU schools. However, the debt-to-earnings ratio of 0.82 remains manageable—you're looking at monthly payments around $280, which is workable though not comfortable on that initial salary.

For families weighing CBU against public alternatives, understand you're paying a premium (likely through higher tuition) for a private Christian university environment. The outcomes justify attendance over lower-performing programs, but cost-conscious families should compare total four-year costs against nearby CSUs like San Bernardino or Fullerton. If your student values CBU's specific campus culture and can minimize borrowing through scholarships or family contributions, the program delivers solid middle-of-the-pack results for California psychology majors.

Where California Baptist University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

California Baptist UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How California Baptist University graduates compare to all programs nationally

California Baptist University graduates earn $33k, placing them in the 62th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Psychology bachelors's programs at peer institutions in California (84 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
California Baptist University$33,043$41,845$27,0000.82
University of Massachusetts Global$40,726$51,379$26,7030.66
The Chicago School at Los Angeles$39,596—$40,6451.03
Santa Clara University$38,587$58,545$17,6670.46
Ashford University$38,524$36,510$43,8751.14
National University$38,523$54,307$31,2500.81
National Median$31,482—$25,5000.81

Other Psychology Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Massachusetts Global
Aliso Viejo
$12,520$40,726$26,703
The Chicago School at Los Angeles
Los Angeles
$20,844$39,596$40,645
Santa Clara University
Santa Clara
$59,241$38,587$17,667
Ashford University
San Diego
$13,160$38,524$43,875
National University
San Diego
$13,320$38,523$31,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At California Baptist University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 105 graduates with reported earnings and 254 graduates with debt data. Small samples may not be representative.