Analysis
California Baptist University's psychology program outperforms expectations for a mid-tier private university, though the higher debt load compared to state averages requires careful consideration. At $33,043 starting out, graduates earn above both the national and California medians for psychology majors—ranking in the 60th percentile statewide. More importantly, earnings jump 27% to nearly $42,000 by year four, suggesting graduates successfully navigate early-career advancement in fields like social services, HR, or case management.
The debt picture presents the real tradeoff. While $27,000 sits below the national median for psychology programs, it's 26% higher than the typical California psychology graduate carries. Given the relatively modest starting salary, this means leaner first-year budgets compared to students at UC or CSU schools. However, the debt-to-earnings ratio of 0.82 remains manageable—you're looking at monthly payments around $280, which is workable though not comfortable on that initial salary.
For families weighing CBU against public alternatives, understand you're paying a premium (likely through higher tuition) for a private Christian university environment. The outcomes justify attendance over lower-performing programs, but cost-conscious families should compare total four-year costs against nearby CSUs like San Bernardino or Fullerton. If your student values CBU's specific campus culture and can minimize borrowing through scholarships or family contributions, the program delivers solid middle-of-the-pack results for California psychology majors.
Where California Baptist University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How California Baptist University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| California Baptist University | $33,043 | $41,845 | +27% |
| Santa Clara University | $38,587 | $58,545 | +52% |
| University of the Pacific | $23,077 | $57,652 | +150% |
| University of Southern California | $34,139 | $55,156 | +62% |
| University of San Diego | $35,595 | $55,078 | +55% |
Compare to Similar Programs in California
Psychology bachelors's programs at peer institutions in California (84 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $39,720 | $33,043 | $41,845 | $27,000 | 0.82 | |
| $12,520 | $40,726 | $51,379 | $26,703 | 0.66 | |
| $20,844 | $39,596 | — | $40,645 | 1.03 | |
| $59,241 | $38,587 | $58,545 | $17,667 | 0.46 | |
| $13,160 | $38,524 | $36,510 | $43,875 | 1.14 | |
| $13,320 | $38,523 | $54,307 | $31,250 | 0.81 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At California Baptist University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 105 graduates with reported earnings and 254 graduates with debt data. Small samples may not be representative.