Median Earnings (1yr)
$30,918
45th percentile
60th percentile in California
Median Debt
$25,000
2% below national median

Analysis

California Lutheran's psychology graduates start below the poverty line at $30,918, but their earnings trajectory tells a more interesting story. Within four years, they're earning $45,591β€”a 48% jump that outpaces most psychology programs. Among California's 84 psychology programs, this one ranks in the 60th percentile, meaning it beats the state median despite the slow start.

The $25,000 debt load is manageable relative to that first-year salary (0.81 ratio), and it's actually below the national median for psychology programs. The bigger question is whether families can weather those first few years when earnings are barely sufficient. This isn't uncommon for psychology bachelor's degreesβ€”many graduates pursue entry-level counseling, social services, or non-profit roles before advancing or pivoting into better-paying fields.

For students planning to pursue graduate education in psychology or related fields, those early earnings matter less. But for those stopping at a bachelor's, understand that year one will be financially tight, even if the trajectory improves. The program delivers better-than-average California outcomes, but "better than average" for psychology still means several years of modest pay before reaching a livable wage.

Where California Lutheran University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How California Lutheran University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
California Lutheran University$30,918$45,591+47%
Santa Clara University$38,587$58,545+52%
University of the Pacific$23,077$57,652+150%
University of Southern California$34,139$55,156+62%
University of San Diego$35,595$55,078+55%

Compare to Similar Programs in California

Psychology bachelors's programs at peer institutions in California (84 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
California Lutheran UniversityThousand Oaks$50,670$30,918$45,591$25,0000.81
University of Massachusetts GlobalAliso Viejo$12,520$40,726$51,379$26,7030.66
The Chicago School at Los AngelesLos Angeles$20,844$39,596β€”$40,6451.03
Santa Clara UniversitySanta Clara$59,241$38,587$58,545$17,6670.46
Ashford UniversitySan Diego$13,160$38,524$36,510$43,8751.14
National UniversitySan Diego$13,320$38,523$54,307$31,2500.81
National Medianβ€”$31,482β€”$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At California Lutheran University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 97 graduates with reported earnings and 149 graduates with debt data. Small samples may not be representative.