Median Earnings (1yr)
$30,918
45th percentile (60th in CA)
Median Debt
$25,000
2% below national median
Debt-to-Earnings
0.81
Manageable
Sample Size
97
Adequate data

Analysis

California Lutheran's psychology graduates start below the poverty line at $30,918, but their earnings trajectory tells a more interesting story. Within four years, they're earning $45,591—a 48% jump that outpaces most psychology programs. Among California's 84 psychology programs, this one ranks in the 60th percentile, meaning it beats the state median despite the slow start.

The $25,000 debt load is manageable relative to that first-year salary (0.81 ratio), and it's actually below the national median for psychology programs. The bigger question is whether families can weather those first few years when earnings are barely sufficient. This isn't uncommon for psychology bachelor's degrees—many graduates pursue entry-level counseling, social services, or non-profit roles before advancing or pivoting into better-paying fields.

For students planning to pursue graduate education in psychology or related fields, those early earnings matter less. But for those stopping at a bachelor's, understand that year one will be financially tight, even if the trajectory improves. The program delivers better-than-average California outcomes, but "better than average" for psychology still means several years of modest pay before reaching a livable wage.

Where California Lutheran University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

California Lutheran UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How California Lutheran University graduates compare to all programs nationally

California Lutheran University graduates earn $31k, placing them in the 45th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Psychology bachelors's programs at peer institutions in California (84 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
California Lutheran University$30,918$45,591$25,0000.81
University of Massachusetts Global$40,726$51,379$26,7030.66
The Chicago School at Los Angeles$39,596$40,6451.03
Santa Clara University$38,587$58,545$17,6670.46
Ashford University$38,524$36,510$43,8751.14
National University$38,523$54,307$31,2500.81
National Median$31,482$25,5000.81

Other Psychology Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Massachusetts Global
Aliso Viejo
$12,520$40,726$26,703
The Chicago School at Los Angeles
Los Angeles
$20,844$39,596$40,645
Santa Clara University
Santa Clara
$59,241$38,587$17,667
Ashford University
San Diego
$13,160$38,524$43,875
National University
San Diego
$13,320$38,523$31,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At California Lutheran University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 97 graduates with reported earnings and 149 graduates with debt data. Small samples may not be representative.