Based on U.S. Department of Education data (October 2025 release).
Analysis
Cal Poly San Luis Obispo's psychology program shows an unusual pattern: the first-year earnings of $23,744 trail the state median by $7,000, placing graduates in just the 25th percentile among California psychology programs. That's concerning at a selective school with a 30% admission rate. However, the four-year trajectory tells a different story—earnings more than double to $48,589, ultimately surpassing both state and national medians by a meaningful margin.
The question for families is whether that delayed payoff makes sense. The relatively modest debt load of $20,000 is below both state and national averages, which helps offset the weak start. But that first year matters: graduates may struggle with loan payments or need financial support while building their careers. The gap between Cal Poly's outcomes and top California programs like UMass Global ($40,726 in year one) is substantial enough to warrant attention.
This pattern suggests Cal Poly psychology grads may be starting in entry-level positions—research assistantships, social services roles—that eventually lead somewhere more lucrative. If your student is patient and can absorb a financially tight first few years, the program delivers solid mid-career positioning. But if immediate financial independence is the goal, stronger first-year performers exist within California's system.
Where California Polytechnic State University-San Luis Obispo Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How California Polytechnic State University-San Luis Obispo graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| California Polytechnic State University-San Luis Obispo | $23,744 | $48,589 | +105% |
| Santa Clara University | $38,587 | $58,545 | +52% |
| University of the Pacific | $23,077 | $57,652 | +150% |
| University of Southern California | $34,139 | $55,156 | +62% |
| University of San Diego | $35,595 | $55,078 | +55% |
Compare to Similar Programs in California
Psychology bachelors's programs at peer institutions in California (84 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,075 | $23,744 | $48,589 | $20,000 | 0.84 | |
| $12,520 | $40,726 | $51,379 | $26,703 | 0.66 | |
| $20,844 | $39,596 | — | $40,645 | 1.03 | |
| $59,241 | $38,587 | $58,545 | $17,667 | 0.46 | |
| $13,160 | $38,524 | $36,510 | $43,875 | 1.14 | |
| $13,320 | $38,523 | $54,307 | $31,250 | 0.81 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
Explore Related Programs
Psychology in California
- University of Massachusetts Global$40,726
- The Chicago School at Los Angeles$39,596
- Santa Clara University$38,587
- Ashford University$38,524
- National University$38,523
Explore further
- All Programs studying human behavior, cognition, and mental processes. Includes clinical psychology, developmental psychology, industrial-organizational psychology, and neuroscience. programs nationwide
- All programs at California Polytechnic State University-San Luis Obispo
- College programs in California
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At California Polytechnic State University-San Luis Obispo, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 84 graduates with reported earnings and 90 graduates with debt data. Small samples may not be representative.