Based on U.S. Department of Education data (October 2025 release).
Analysis
Cal State Fullerton's psychology program delivers exceptional value despite modest starting salaries. With median debt of just $13,000—half the national average and significantly below California's $21,500 median—graduates enter the workforce with minimal financial burden. The debt-to-earnings ratio of 0.46 is outstanding, meaning students can realistically pay off their loans within a reasonable timeframe.
While first-year earnings of $28,000 rank in the 22nd percentile nationally and 40th percentile within California, the program shows strong earning potential with 66% salary growth by year four, reaching $46,500. This growth trajectory suggests psychology graduates successfully transition into better-paying roles or pursue additional credentials. Among California's 84 psychology programs, this performance is solidly middle-tier, though well behind top private universities that command much higher tuition costs.
The real story here is financial accessibility combined with strong outcomes. Cal State Fullerton serves a diverse student body (47% receive Pell grants) while keeping debt extremely low compared to peers. For families concerned about student loan burden, this program offers a pathway into psychology with minimal financial risk. The strong earnings growth indicates graduates aren't stuck in low-wage positions long-term, making this an intelligent choice for students planning to build careers in psychology or use the degree as a stepping stone to graduate school.
Where California State University-Fullerton Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How California State University-Fullerton graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| California State University-Fullerton | $27,965 | $46,506 | +66% |
| Santa Clara University | $38,587 | $58,545 | +52% |
| University of the Pacific | $23,077 | $57,652 | +150% |
| University of Southern California | $34,139 | $55,156 | +62% |
| University of San Diego | $35,595 | $55,078 | +55% |
Compare to Similar Programs in California
Psychology bachelors's programs at peer institutions in California (84 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,073 | $27,965 | $46,506 | $12,998 | 0.46 | |
| $12,520 | $40,726 | $51,379 | $26,703 | 0.66 | |
| $20,844 | $39,596 | — | $40,645 | 1.03 | |
| $59,241 | $38,587 | $58,545 | $17,667 | 0.46 | |
| $13,160 | $38,524 | $36,510 | $43,875 | 1.14 | |
| $13,320 | $38,523 | $54,307 | $31,250 | 0.81 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
Explore Related Programs
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-Fullerton, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 673 graduates with reported earnings and 559 graduates with debt data. Small samples may not be representative.