Median Earnings (1yr)
$27,965
22nd percentile (40th in CA)
Median Debt
$12,998
49% below national median
Debt-to-Earnings
0.46
Manageable
Sample Size
673
Adequate data

Analysis

Cal State Fullerton's psychology program delivers exceptional value despite modest starting salaries. With median debt of just $13,000—half the national average and significantly below California's $21,500 median—graduates enter the workforce with minimal financial burden. The debt-to-earnings ratio of 0.46 is outstanding, meaning students can realistically pay off their loans within a reasonable timeframe.

While first-year earnings of $28,000 rank in the 22nd percentile nationally and 40th percentile within California, the program shows strong earning potential with 66% salary growth by year four, reaching $46,500. This growth trajectory suggests psychology graduates successfully transition into better-paying roles or pursue additional credentials. Among California's 84 psychology programs, this performance is solidly middle-tier, though well behind top private universities that command much higher tuition costs.

The real story here is financial accessibility combined with strong outcomes. Cal State Fullerton serves a diverse student body (47% receive Pell grants) while keeping debt extremely low compared to peers. For families concerned about student loan burden, this program offers a pathway into psychology with minimal financial risk. The strong earnings growth indicates graduates aren't stuck in low-wage positions long-term, making this an intelligent choice for students planning to build careers in psychology or use the degree as a stepping stone to graduate school.

Where California State University-Fullerton Stands

Earnings vs. debt across all psychology bachelors's programs nationally

California State University-FullertonOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How California State University-Fullerton graduates compare to all programs nationally

California State University-Fullerton graduates earn $28k, placing them in the 22th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Psychology bachelors's programs at peer institutions in California (84 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
California State University-Fullerton$27,965$46,506$12,9980.46
University of Massachusetts Global$40,726$51,379$26,7030.66
The Chicago School at Los Angeles$39,596—$40,6451.03
Santa Clara University$38,587$58,545$17,6670.46
Ashford University$38,524$36,510$43,8751.14
National University$38,523$54,307$31,2500.81
National Median$31,482—$25,5000.81

Other Psychology Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Massachusetts Global
Aliso Viejo
$12,520$40,726$26,703
The Chicago School at Los Angeles
Los Angeles
$20,844$39,596$40,645
Santa Clara University
Santa Clara
$59,241$38,587$17,667
Ashford University
San Diego
$13,160$38,524$43,875
National University
San Diego
$13,320$38,523$31,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-Fullerton, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 673 graduates with reported earnings and 559 graduates with debt data. Small samples may not be representative.