Analysis
CSU Monterey Bay's computer science program punches above its weight for a school with a 95% admission rate. With graduates earning $71,458 right out of college—above both national and California medians—this program demonstrates that selectivity isn't everything. The fact that it outperforms 60% of California CS programs is particularly noteworthy in a state dominated by tech giants and prestigious universities.
The financial picture gets even better when you factor in debt. At just $16,500, graduates here carry roughly $7,000 less debt than typical California CS majors and nearly $7,000 less than the national figure. That 0.23 debt-to-earnings ratio means students can realistically pay off their loans in under four months of gross earnings—an enviable position that accelerates every other financial goal, from buying a home to building retirement savings.
Yes, this program won't land you at the earnings levels of Berkeley or Stanford grads, who start around $150,000. But those schools serve different students with different opportunities. For families seeking solid computer science training at a manageable price point—especially the 43% of students here on Pell grants—CSU Monterey Bay delivers clear economic value. Your child can launch a tech career without the debt burden that often accompanies it.
Where California State University-Monterey Bay Stands
Earnings vs. debt across all computer science bachelors's programs nationally
Earnings Distribution
How California State University-Monterey Bay graduates compare to all programs nationally
Compare to Similar Programs in California
Computer Science bachelors's programs at peer institutions in California (54 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,437 | $71,458 | — | $16,500 | 0.23 | |
| $63,255 | $173,344 | — | — | — | |
| $14,850 | $149,866 | $178,867 | $13,900 | 0.09 | |
| $62,326 | $143,084 | — | — | — | |
| $62,484 | $138,613 | $200,950 | $10,399 | 0.08 | |
| $68,237 | $137,284 | $143,152 | $20,178 | 0.15 | |
| National Median | — | $70,950 | — | $23,374 | 0.33 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-Monterey Bay, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 172 graduates with reported earnings and 139 graduates with debt data. Small samples may not be representative.