Psychology at California State University-Northridge

Cal State Northridge's psychology program delivers excellent value despite modest starting salaries, primarily due to exceptionally low debt levels and strong earnings growth. While graduates earn $28,603 in their first year—below both national ($31,482) and California ($30,614) medians—the real story is financial accessibility. With median debt of just $13,000 compared to $25,500 nationally and $21,500 statewide, this program ranks in the 95th percentile for keeping debt low.

The debt-to-earnings ratio of 0.45 is outstanding, meaning graduates owe less than half their first-year salary—well below problematic thresholds. More importantly, earnings grow substantially over time, jumping 52% to $43,423 by year four. Among California's 84 psychology programs, this ranks in the 40th percentile for earnings, which is respectable given the dramatic cost advantage.

For families concerned about college debt, this program represents a smart path into psychology. The combination of minimal borrowing and solid earnings growth means graduates can pursue graduate school or entry-level positions without crushing debt payments. While your child won't immediately out-earn peers from pricier programs, they'll have financial flexibility that many psychology graduates lack.