Psychology at California State University-Stanislaus
Bachelor's Degree
Analysis
Cal State Stanislaus's psychology program stands out for its remarkably low debt burden—graduates leave with just $13,920 in loans, placing this among the most affordable psychology programs nationally. While starting salaries of $29,069 trail both national and state medians, the debt-to-earnings ratio of 0.48 means graduates face manageable monthly payments that won't derail their financial futures.
The earnings trajectory tells an encouraging story. Four years out, median pay jumps 43% to $41,432, bringing graduates well above the national average for psychology majors. Among California's 84 psychology programs, this ranks solidly in the middle (40th percentile) for earnings while dramatically outperforming on affordability. The university's 97% acceptance rate and high Pell grant percentage (55%) reflect its mission of providing accessible education to working-class students.
For families concerned about student debt, this program offers genuine value despite modest starting wages. The combination of low borrowing and strong earnings growth creates a financial foundation that most psychology programs can't match. While your child won't start with the highest salary, they'll graduate without crushing debt and see meaningful income increases as they establish their careers.
Where California State University-Stanislaus Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How California State University-Stanislaus graduates compare to all programs nationally
California State University-Stanislaus graduates earn $29k, placing them in the 30th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Psychology bachelors's programs at peer institutions in California (84 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| California State University-Stanislaus | $29,069 | $41,432 | $13,920 | 0.48 |
| University of Massachusetts Global | $40,726 | $51,379 | $26,703 | 0.66 |
| The Chicago School at Los Angeles | $39,596 | — | $40,645 | 1.03 |
| Santa Clara University | $38,587 | $58,545 | $17,667 | 0.46 |
| Ashford University | $38,524 | $36,510 | $43,875 | 1.14 |
| National University | $38,523 | $54,307 | $31,250 | 0.81 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Massachusetts Global Aliso Viejo | $12,520 | $40,726 | $26,703 |
| The Chicago School at Los Angeles Los Angeles | $20,844 | $39,596 | $40,645 |
| Santa Clara University Santa Clara | $59,241 | $38,587 | $17,667 |
| Ashford University San Diego | $13,160 | $38,524 | $43,875 |
| National University San Diego | $13,320 | $38,523 | $31,250 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-Stanislaus, approximately 55% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 363 graduates with reported earnings and 317 graduates with debt data. Small samples may not be representative.