Analysis
Calvin University's computer science graduates earn above both national and Michigan state medians right out of the gate, with first-year earnings of $73,145 placing them in the 60th percentile among Michigan CS programs—well above the state median of $67,616. More importantly, they carry just $19,000 in debt, roughly $8,500 less than the typical Michigan CS graduate and about $4,400 below the national median. That debt-to-earnings ratio of 0.26 means graduates could theoretically pay off their loans in just three months of gross income, one of the better financial profiles you'll find for this program.
The earnings trajectory looks solid too, climbing to nearly $85,000 by year four—a 16% increase that keeps Calvin graduates competitive with peers from larger state schools like Central Michigan. While they trail Kettering's graduates by about $10,000, that gap matters less when you consider Kettering students typically carry significantly more debt. Calvin's combination of moderate earnings and low debt creates breathing room for graduates to save, invest, or pursue opportunities without being crushed by loan payments.
The caveat: this data comes from a small graduating class, so individual outcomes may vary more than at larger programs. But the fundamentals—reasonable debt and above-average earnings in both state and national contexts—suggest Calvin delivers solid value for families seeking a CS degree without the financial stress that often comes with it.
Where Calvin University Stands
Earnings vs. debt across all computer science bachelors's programs nationally
Earnings Distribution
How Calvin University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Calvin University | $73,145 | $84,959 | +16% |
| Kettering University | $83,751 | $91,590 | +9% |
| Michigan Technological University | $69,910 | $90,596 | +30% |
| Central Michigan University | $74,135 | $89,004 | +20% |
| Lawrence Technological University | $67,392 | $88,353 | +31% |
Compare to Similar Programs in Michigan
Computer Science bachelors's programs at peer institutions in Michigan (19 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $38,670 | $73,145 | $84,959 | $19,000 | 0.26 | |
| $46,380 | $83,751 | $91,590 | $27,500 | 0.33 | |
| $14,190 | $74,135 | $89,004 | $27,000 | 0.36 | |
| $18,392 | $69,910 | $90,596 | $24,763 | 0.35 | |
| $12,810 | $67,839 | $65,962 | $38,134 | 0.56 | |
| $41,872 | $67,392 | $88,353 | $27,000 | 0.40 | |
| National Median | — | $70,950 | — | $23,374 | 0.33 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Calvin University, approximately 14% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 25 graduates with reported earnings and 25 graduates with debt data. Small samples may not be representative.