Analysis
A debt-to-earnings ratio under 0.5 is generally manageable, and that's what comparable associate's programs in computer programming suggest for Cecil College—around $17,750 in debt against first-year earnings of roughly $38,000. However, the lack of actual reported outcomes here signals something worth noting: this program may graduate very few students, making it difficult to assess its track record. When schools can't report outcomes, it's often because their cohorts are too small to meet federal privacy thresholds.
The national picture for two-year programming degrees shows wide variation. While the median sits at $38,000, top-performing programs reach $44,000 or more in first-year earnings. Maryland's tech job market, particularly near Baltimore and Washington, D.C., could push outcomes higher than the national average—or Cecil's rural location could limit opportunities. Without actual graduate data, you're essentially betting that this program performs at least as well as the typical associate's in programming nationwide.
The practical question is whether an associate's degree provides enough depth for Maryland's competitive tech market, where many employers prefer bachelor's credentials. If your student is using this as a stepping stone to transfer or targeting specific technical roles that value certifications alongside the degree, the modest debt load makes it a reasonable gamble. But if they're counting on this credential alone to launch a programming career, consider whether programs with proven placement records might be worth the comparison shopping.
Where Cecil College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs Nationally
Computer Programming associates's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,370 | $38,086* | — | $17,750* | — | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| $4,916 | $54,652* | $61,493 | $13,812* | 0.25 | |
| $7,650 | $53,874* | — | $14,827* | 0.28 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cecil College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.