Median Earnings (1yr)
$38,378
26th percentile (60th in OH)
Median Debt
$21,000
20% below national median
Debt-to-Earnings
0.55
Manageable
Sample Size
20
Limited data

Analysis

Cedarville's education program delivers something unexpected: graduates out-earn most Ohio competitors while carrying substantially less debt. With first-year earnings at $38,378, this program ranks in the 60th percentile statewide—ahead of schools like Miami University—yet debt loads run $6,000 below the state median. That 0.55 debt-to-earnings ratio means graduates can realistically manage their monthly payments on a teacher's salary, a genuine advantage in a field where financial strain is common.

The national picture looks weaker at the 26th percentile, but that's misleading for an Ohio family. Your child will likely teach in-state where these earnings are competitive, and the lighter debt burden creates breathing room that matters more than an extra $2,000 in starting salary. The modest 2% earnings growth over four years is typical for education—teachers generally start near their eventual salary range—so these numbers reflect the field's reality rather than a program-specific problem.

The caveat: fewer than 30 recent graduates means this data could shift with the next cohort. But if your student plans to teach in Ohio and values graduating with manageable debt, this program delivers better financial positioning than most alternatives in the state. The lower debt matters more than topping the earnings charts, especially when you're already beating 60% of in-state competition.

Where Cedarville University Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

Cedarville UniversityOther teacher education and professional development, specific subject areas programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Cedarville University graduates compare to all programs nationally

Cedarville University graduates earn $38k, placing them in the 26th percentile of all teacher education and professional development, specific subject areas bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Ohio (51 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Cedarville University$38,378$39,192$21,0000.55
University of Cincinnati-Main Campus$43,618$44,570——
Ohio State University-Main Campus$41,944$43,135$23,2500.55
Bowling Green State University-Main Campus$41,509$41,782$27,0000.65
Baldwin Wallace University$40,306—$27,0000.67
Miami University-Oxford$39,817$43,426$24,5600.62
National Median$43,082—$26,2210.61

Other Teacher Education and Professional Development, Specific Subject Areas Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Cincinnati-Main Campus
Cincinnati
$13,570$43,618—
Ohio State University-Main Campus
Columbus
$12,859$41,944$23,250
Bowling Green State University-Main Campus
Bowling Green
$14,081$41,509$27,000
Baldwin Wallace University
Berea
$37,938$40,306$27,000
Miami University-Oxford
Oxford
$17,809$39,817$24,560

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Cedarville University, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 20 graduates with reported earnings and 20 graduates with debt data. Small samples may not be representative.